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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Dr. Johnson Balance" (may be fake)
Reply-To: <innwabanklimited@gmail.com>
Date: Thu, 26 Dec 2024 15:15:37 -0800
Subject: Investment/Business Loan

Dear Sir/Madam,
 
 
 
We are an investment group seeking international expansion. We are expanding our global presence by investing in viable projects across the globe. We are funding agricultural projects, real estate, technology, healthcare, oil & gas, energy and any dream project of your choice. We are willing to inject from $500,000 USD to ($4.5 Billion USD ) and more in a viable project(s).
 
 
Our business spans across several sectors of the economy as we try to bridge the gap between investors and new business initiatives. We are specifically in the business of financing based on prevailing interest rates.
 
 
Loan structured financing; Since the pandemic we do not go into joint venture, direct partnership or Equity funding with any firm, individuals or government. We do not interfere or become part of an existing project either. We only provide funding to start-ups or struggling business ventures to help them mitigate their financial/business challenges. Once we receive a funding request, appraise it and certify it acceptable for possible funding and these activities must be backed up by varieties of information exchange and documents backing up the exercise.
 
 
As you may well know, every business has a model and attendant business plan and cash projection analysis. Our relationship with you will require such comprehensive analysis and capital outlay supporting the business of your choice. We need to know the total amount required, the executive summary and business plan that supports and back up this project. All we will do is to review them in line with the loan or equity application made. Once our team has completed the appraisal, we will then issue guidelines on what to do next in processing the capital disbursement.
 
 
Our business operations and principles have no special consideration for any region or place rather the outright satisfaction of requirements and optimum service delivery to which the peculiar business demands.
 
 
If this is acceptable by you, please let us know and we shall link you up with the investment strategist to work out the modalities for the processing and subsequent disbursement of the investment funds. We grant our funding at  3%  for 10 years 1 year grace and 1months moratorium, depending on the amount.
 
 
 
Best regards
Dr. Johnson Balance
Senior Consultant.

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