419 scam: DinariusBiz Finance <s.siriwat@totisp.net> Personal & Business Loan Application

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "loan applicant" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "dinariusbizfinance@naver.com" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: DinariusBiz Finance <s.siriwat@totisp.net>
Reply-To: dinariusbizfinance@naver.com
Date: Tue, 10 Sep 2024 16:33:48 +0200
Subject: Personal & Business Loan Application

Good Day,

=

Dinariusbiz Finance is a financial institution with international Ultra Hi=
gh Net Worth Individuals and investors, we are currently offering loans to =
individuals & corporate bodies through our office in South Africa, we are m=
ainly interested in giving out PERSONAL LOANS and BUSINESS PROJECT LOANS in=
the following sectors.
=

Self-employed/Contractor/Retailer/ Farming/Real Estate / Hospitality / Tou=
rism
Construction/ Renewal Energy/Mining / import & Export / General Trading
Oil & Gas/ Aviation / etc.
=

If you have a good background in any of these sectors with the intent to e=
xpand operations or start a project you deem viable, then kindly send in an=
application with the following requested documents and information below t=
o dinariusbizfinance@naver.com
=

Loan Repayment Schedule 3%
=

AMOUNT $
TERM DURATION
MONTHLY INSTALLMENT
CUMULATIVE PAYMENTS

$10 000.00
3 YEARS
$290.81
$10 469.24

$20 000.00
5 YEARS
$359.37
$21 562.43

$30 000.00
6 YEARS
$455.81
$32 818.34

$50 000.00
8 YEARS
$586.48
$56 301.95

$100 000.00
10 YEARS
$965.61
$115 872.89

$150 000.00
12 YEARS
$1 241.68
$178 801.92

$250 000.00
15 YEARS
$1 726.45
$310 761.74

$300 000.00
20 YEARS
$1 663.79
$399 310.27

Business and Personal Loans of up to $300,000.00 approved within 72 hours =
on repayment duration max of 20 years and pay-out within 4 working days.

=

Strictly Online, No queues, No paper, No Collateral .Let=2019s do business.
=

A clear copy of your valid ID or International Passport, Pay Slip or 3 Mon=
ths Bank Statement
Cell No / Office No .......................... / ................Email ...=
....................
Loan Amount .......................Loan Repayment Duration ...............=
...
Loan Type: Business / Personal ..................................
Business loan applicants to submit Business Registration Documents
=

=

Best Regards
Miss Olivia Williams
Business Development Unit

Anti-fraud resources:

What can you do when you receive 419 spam