419 scam: DinariusBiz Finance <s.siriwat@totisp.net> Loan Application

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "dinariusbizfinance@naver.com" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: DinariusBiz Finance <s.siriwat@totisp.net>
Reply-To: dinariusbizfinance@naver.com
Date: Wed, 28 Aug 2024 13:00:29 +0200
Subject: Loan Application

Good Day
=

To Our Prospective Customer
=

Dinariusbiz Finance was established to service a growing need by SMEs to ac=
cess financing for business growth, and we are a leading provider for busin=
ess finance in South Africa.
We are a private company with international backing investments, being a B=
usiness owner, an Employee or Suppliers/ Contractors we offer flexible fina=
ncing options you can manage as cash flow.
We also provide for personal loans, home loans and consolidation with our =
5% per annum interest rates ranging from R20,000.00 - R6,000,000.00 duratio=
n of 1 to 10 years.
=

Blacklisted, Debt Review, ITC can also apply
Approval decision in 6 hours then you decide.
Funds are paid out within 24hrs with a 60 days repayment holiday

=

=

To Apply Send Documents and Info Below - to dinariusbizfinance@naver.com

=

A clear ID copy
Payslips or 3 months Bank Statement
Mobile or Office Number----
Loan Amount ----
Repayment Duration ---
Financing Type ------
Copy of Business Registration Documents - For Business Finance Applicant O=
nly
=

5% Table Guide=
for Application
=

=

Loan Amount
(ZAR)
Term Duration
Monthly
Instalment
Cumulative
Payments
Term
Duration
Monthly
Instalment
Cumulative
Payments =

R 20,000
2 Years
R 877.43
R 21,058.27
3 Years
R 599.42
R 21,579.05

R 50,000
2 Years
R 2,193.57
R 52,645.67
3 Years
R1,498.54
R 53,947.61

R 100,000
3 Years
R 2,997.09
R 107,895.23
4 Years
R2,302.93
R 110,540.61

R 150,000
3 Years
R 4,495.63
R 161,842.84
5 Years
R2,830.69
R 169,841.10

R 200,000
3 Years
R 5,994.18
R 215,790.46
5 Years
R3,774.25
R 226,454.80

R 300,000
5 Years
R 5,661.37
R 339,682.21
6 Years
R 4,831.48
R 347,866.55

R 400,000
5 Years
R 7,548.49
R 452,909.61
8 Years
R 5,063.97
R 486,140.93

R 500,000
5 Years
R 9,435.62
R 566,137.01
7 Years
R 7,066.95
R 593,624.18

R 600,000
8 Years
R 7,595.95
R 729,211.39
10Years
R 6,363.93
R 763,671.71

R 800,000
7 Years
R11,307.13
R 949,798.69
9 Years
R 9,213.82
R 995,092.40

R 1,000,000
8 Years
R12,659.92
R 1,215,352.32
10 Years
R10,606.55
R 1,272,786.18

R 1,500,000
10 Years
R15,909.83
R 1,909,179.27
12 Years
R13,873.36
R 1,997,763.29

R 2,500,000
15 Years
R19,769.84
R 3,558,571.32
20 Years
R16,498.89
R 3,959,734.44

R 3,000,000
18 Years
R21,091.02
R 4,555,659.36
20 Years
R19,798.69
R 4,751,681.31

R 4,000,000
10 Years
R42,426.21
R 5,091,144.73
15 Years
R31,631.75
R 5,693,714.11

R 5,000,000
10 Years
R53,032.76
R 6,363,930.91
15 Years
R39,539.68
R 7,117,142.64

Credit Insurance Protection and Immediate access loan transfer
=

=

Dinariusbiz is here to fulfil your Dreams
=

Best Regards
Brand Marketing & Advertising
DinariusBiz Finance =

Stellenbosch Central, Stellenbosch, 7600
Cape Town, South Africa

Anti-fraud resources:

What can you do when you receive 419 spam