419 scam: Mike Konan<konanmike1@aol.com> Re: URGENT RESPONSE REQUIRED

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
- "% commission" (Beware of any scheme that involves depositing checks or money orders or receiving wire transfers in your bank account and then wiring a portion of the funds somewhere, for a percentage of 5-15% of the total. Such offers are *always* fraudulent and you will be liable for the entire amount when the checks, money orders or wire transfers turn out to be fraudulent. Any money already forwarded comes out of *your* pocket then. )
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: Mike Konan<konanmike1@aol.com>
Reply-To: konanmike@aol.com
Date: 25 Feb 2024 05:52:47 -0800
Subject: Re: URGENT RESPONSE REQUIRED

Dear Sir/Madam,

We extend our warm regards to you.

We appreciate the chance to present our commercial offer for your
consideration and evaluation. We are delighted to get in touch
with you since we are initiating more substantial financial
investments in major business operations and projects globally.

Our role is intermediating for a group of affluent private
investors and politicians, primarily from the Middle East,
Europe, Africa, and Asia. These business moguls have disposable
and block funds that range from 0% to 100% funding for any large-
scale, legitimate project that meets their requirements.

Following adequate due diligence, we will broker an agreement/MOU
between you and our private investors. Their investment interest
spans from 5 to 10 years, with a versatile yearly rate of return
of 3% to 5% of the invested funds, which can be rolled back into
the investment.

Should you have a project that requires financial backing and you
are interested, we ask for your company profile and a detailed
summary of your project, including its geographical location.
This is in order to manage the investment funding to your benefit
as per our investor's terms. To guarantee progress, formally
involve us by sending a letter of interest (LOI). This will allow
us to finalize your loan request in less than 15 workdays, given
it's registered with us.

We want to make it clear that no immediate 1% commission fee is
levied on facilitators. Our terms will be outlined in our
MOU/contract, inclusive of a yearly repayment interest rate of
3%-5%. This is susceptible to negotiation with a moratorium
period of one to two years reliant on the particulars of your
project/business scheme.

In conclusion, if no feasible project is at hand, we suggest you
seek proposals from your professional network.

that possess legitimate plans still needing financial support due
to insufficient funds. Please bear in mind, any reference you
provide us will earn you a commission according to our payroll
schedule, as a reward for your services.

We encourage you to reach out to us at your soonest availability,
with your project outline or referral suggestion, so we can move
forward and meet your funding requirements.

Kind Regards,

Mike K Lean
Investment Finance Advisor

Anti-fraud resources:

What can you do when you receive 419 spam