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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Central Bank of Nigeria <>
Date: Thu, 09 Nov 2023 23:35:09 +0400
Subject: Attention:Beneficiary,

Our Ref: CBN/OHG/OXD1/2024
Your Ref: ...............


Definitely, I know that this letter will be a surprising one to you.
Firstly, I will like to introduce myself formally as Dr. Olayemi
Michael Cardoso, The Executive Governor of The Central Bank of Nigeria
(CBN) I am re sending you this very mail once again just because the
impostors are still contacting me on your behalf stating that you sent

I am officially contacting you once again today because your total Funds
were Re-deposited into the "Federal Suspense Account" of CBN last week,
because you did not forward your Claim as the Right
beneficiary. The Central Bank of Nigeria is the mother Bank of all
commercial Banks here in Nigeria. Really coming of the strange man were
unexpected by me because such visit was impromptu as i was told that he
comes to collect the Inheritance Bill Sum of 27 Million United States
Dollars ($27,000,000.00), which rightfully belongs to you, on your

At this development I asked who authorized you to come down to Nigeria
for the Collection of this Payment and was told that you asked him to
come and collect this Funds on your Behalf. In fact this
was the biggest shock that this Bank has ever received so far because
your Inheritance Funds are still in the "Federal Suspense Account" of
CBN, yet you sent so one to come and collect these Funds on your behalf
without notifying us.

We in this Bank do not understand why you sent such a person to come and
Collect your Funds on your behalf. If actually you want anyone to help
you collect your approved Bill Sum, at least you should have informed
me as the Executive Governor of this Bank. Honestly, it really baffles
me that you took such a decision without my consent.

As the Governor of this Noble Bank, I was supposed to Release these
Funds to him but I refused to do so because I wanted to hear from you
first. Due to the Nature of my job, I will not want to make any
mistake in releasing this Fund to anyone except you who is the
recognized Beneficiary to this Fund.

Kindly clarify us on this issue before we make this Payment to the
foreigner who came on your behalf in receipt of this confidential
Letter, you are required to respond immediately to this email:
( with your full name, address and phone
number for reconfirmation and immediate action or you call me with my
mobile telephone number below for more clarification.

Best Regards
Dr. Olayemi Michael Cardoso
Executive Governor Central Bank Nigeria
For Inquiries Call +234-9074300283

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