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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: ATM Visa Card <>
Date: Wed, 12 Apr 2023 16:13:52 -0700
Subject: Your Approved ATM Card(R) details

This is to inform you that a compensation payment in the amount of
US$2,800,000.00, (Two Million Eight Hundred Thousand United State
Dollars) was legally approved and deposited few days ago with our
Bank, UBA Bank of Benin ATM Visa Credit/debit Card Branch Office here
in 23 Avenue Steimetz Cotonou Benin Republic and it was deposited in
your name by the foreign debts settlement/compensation committee of
the Executive Directors Of World Bank Group in conjunction with the
European Union Board Of Directors. We were instructed to credit this
fund directly to an ATM Visa Credit/debit Card with immediate effect,
and follow up on delivery of the Debit card to your preferred delivery
address though courier. UBA Bank of Benin ATM Visa Credit/debit Card®
has produced and credited your ATM Visa Card®. Your secret pin is
****and the amount upgraded in the ATM Card is US$2,800,000.00,
verified and certified by VISA International. In view of the forgoing,
an invitation has been granted to you to visit UBA Bank Benin to
receive your Visa Card. Alternatively, if you cannot visit UBA BANK
here in Benin for collection of your VISA CARD, you must therefore
apply for the VISA CARD to be sent to you via Courier Service at your
own expenses by affecting the payments of the following;

Approved ATM Visa Card® details:
1) Reference release No. 544261
2) Payment code No. 9090
3) Merit No. 401024
4) Cvv. ***
5) Allocation No. SBN/XBN/FGN 2901233
6) Fund identification no. DM7177
7) 4 Digit Pin Code: **** (security reasons)
8) Card Number: 7177 0239 6684 9753
9) Exp Date: 03/26

Kindly advise us on your choice of receiving your debit card. The
Delivery charge for your ATM VISA CARD credit card through courier
service will be charged by any courier of your choice when you make
the choice known to us and payment will be made to the Courier
Services Company for immediate delivery. Payment information will be
provided as soon as you indicate your option.

Once the fee is received by the courier service, we shall immediately
send the ATM Visa Card® Credit Card to your provided address via
courier service and issue you the tracking number and it will take
only 1-3 days to arrive in your address, so you can withdraw the first
US$10,000.00 that same moment. This ATM Visa Card® Credit Card is a
global VISA CARD that dispenses cash from any ATM machine in any part
of the world.

Thanks and waiting for your responds
Mr. Terry James
Director UBA Bank Benin
Phone: +229 58 83 00 94

Anti-fraud resources: