fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "inheritance funds" (a common phrase found in 419 scams)
- "transfer of your funds" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "central bank of nigeria" (the name of a person or institution often appearing in 419 scams)
- "certified bank draft" (Beware of any scheme that involves cashing checks or money orders and then wiring a portion of the funds somewhere - you'll be liable for the entire amount if the checks or money orders turn out to be fake, even after you have received and forwarded cash. If it's a lottery prize, remember that real lotteries do not pay large prizes by check. They wire the money directly to your bank account and you do not pay for that. Many scammers promise a large check only in order to then demand payment of courier fees for a fake courier service. )
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- email@example.com (AOL; can be used from anywhere worldwide)
Fraud email example:
From: FIRST BANK OF NIGERIA LTD <firstname.lastname@example.org>
Date: Fri, 7 Apr 2023 18:58:32 -0700
Subject: FROM FIRST BANK OF NIGERIA URGENT REPLY.......
FIRST BANK OF NIGERIA LTD
Ref.: Payment Release Update.
Amount Valued: US$12,800,000.00.
Foreign payment allocation security code (NG/A84PRFGN2022/23)
Happy Easter to you all beneficiaries and contractors This is to
inform you about the recent payment agenda In line with the recent
directive by the President, Federal Republic of Nigeria, Mohammad
Buhari (GCFR). i want to inform you that we have started to release
unclaimed contract/inheritance funds which we could not conclude
before and after the Christmas and new year holidays so you are
advised to come for the claim now as our general elections has come
and gone since last month and we want to use this opportunity we are
still in power to see that we settle or clear all the outstanding
debts before the new elected government will take over offices come
next month May 29th.
So if you know that you are interested to receive your funds now
kindly respond back as soon as you receive this message kindly reply
with your full contact information and also notify us the type of
payment you would like your payment to be so that we will proceed
without no further delay because we have a limited times. And take
note that if you don't comply with us now and new elected officers
take over power it might cause you to start your payment processing
afresh if they want treat your payment files from where we stop so i
advise you to finish it up with us and receive your funds before then.
I wish to inform you that your hour of scammed victims compensation
and contract/inheritance funds payment and actualization has come
after our concluded meeting with the president and United Nations
delegate,world bank, Bank of America board members online, Central
Bank of Nigeria and the FIRST BANK OF NIGERIA LTD officials, had a
meeting regarding it last year 2022 and had agreement that your real
approved part payment funds valued US$10,500,000.00 and the scammed
victims compensation funds of US$2,300,000.00 (Total US$12,800,000.00)
will now be processed and released to your Bank Account this year 2023
and will through Wire Transfer Department of the FIRST BANK OF NIGERIA
However, it may interest you to know that after the meeting, with the
United Nations delegate,world bank, Bank of America, Central Bank of
Nigeria and Office of the Director On-line Account Department have
entered into full partnership with the FIRST BANK OF NIGERIA LTD that
your funds Total valued US$12,800,000.00 will now be credited to your
Bank Account by the Wire Transfer Department of the FIRST BANK OF
NIGERIA LTD as soon as you make contact with MR ADESOLA KAZEEM
ADEDUNTAN (CEO/MD) director transfer department of FIRST BANK OF
NIGERIA LTD on his designated EMAIL:
(email@example.com) and also call him on phone :
+234-706-965-4772 under 48 hrs for the processing and transfer of your
funds into your bank account.
Furthermore you are also allowed to make choice of payment you want
like ATM CARD payment, certified bank draft is also allowed and the
choosing bank will issue and deliver them to your doorstep if you
don't want your payment to be bank transfer.
We await your urgent respond.
Thanks and Congratulations in Advance.
MR ADESOLA KAZEEM ADEDUNTAN (CEO/MD),
FIRST BANK OF NIGERIA LTD.