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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: WB Disbursement Unit <contact@polariscointrade.exchange>
Date: Tue, 4 Apr 2023 18:05:06 -0700
Subject: THE WORLD BANK GRANT PAYMENT AUTHORIZATION LETTER

WORLD BANK GROUP HEADQUARTERS SWITZERLAND, 7 Bis Avenue de la Paix 1202
Geneva, Switzerland.
UNITED NATION HEADQUARTER NEW YORK, 405 East 42nd Street, New York, NY,
10017, USA.
INTERNATIONAL MONETARY FUND, 700 19th Street, N.W. Washington, D.C. 20431.


THE WORLD BANK GRANT PAYMENT AUTHORIZATION LETTER


The World Bank has announced a new US$130 million grant to support 130
individuals all over the world, addressing their financial needs to manage
their own budgets and engage in investment decisions to promote local
economic development.

This is officially informing you that the INTERNATIONAL MONETARY FUND and
UNITED NATION have recommended you to receive this fund.

With the support of this program, a new system for transiting the fund from
the World Bank to the individuals was successfully launched. The new system
is based on a set of minimum requirements that lucky beneficiaries must
provide to receive the fund, the system provides incentives for improvement
in diplomatic courier delays and border requirement management.

The beneficiary budget plans must target investments in especially
under-equipped neighborhoods, targeting approximately 50,000 citizens to
benefit.

To this effect, this is to guarantee you that your allocated fund of $1
Million USD is 100% risk free and all documentation has been procured on
your behalf to prove the authenticity of your payment and also to protect
you from any breach of law.

We write to get you informed today that everyone selected for the fund will
have it deposited to a UBA Bank Account which will be signed up and
activated on your behalf after verifying your identity.
T&C Applies.

Kindly re-confirm your full details for verification so we are rest assured
you are the right person.

Full Name:
Home Address:
phone contact:
Occupation:
Valid ID:


We expect your co-operation as we earnestly await your response.


Yours In Service
Liu Zhenmin
Under-Secretary-General for Economic and Social Affairs

Anti-fraud resources: