419 scam: "LOAN OFFER"<charlesmcgurk009@gmail.com> GOOD NEWS

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "LOAN OFFER" (may be fake)
Reply-To: <info.applynlif@financier.com>
Date: Thu, 23 Mar 2023 03:23:17 -0700
Subject: GOOD NEWS

GET A LOAN WITH A LOW-INTEREST RATE

Bring your plans to life with FundGecko Finance. Our program is designed to offer you an affordable and comfortable loan without the hassle of endless paperwork and waiting times. We offer competitive rates and a fast loan facility, With our group capital fund we can finance your signatory projects and help you to enhance your business plan.

Our goal has been never to turn anyone away. Rest assured when you apply you will get excellent service, and a loan just right for you. Loans are charged at a 1.8% interest rate. Loan Amount: Minimum of $50,000 and a maximum of $5,000,000 Tenor: Minimum 12 months and maximum 480 months.

Fill out our simple loan application form below to get started today. We understand that disclosing personal financial information can be a bit threatening. Your personal data is kept secure from theft or misuse.

LOAN APPLICATION FORM

1. Full Name:
2. Address:
3. Nationality:
4. Sex:
5. Age:
6. Date of Birth:
7. Occupation:
8. Loan Amount:
9. Purpose of loan:
10. Duration:
11. Country:
12. Tel:

In acknowledgment of these details, you will be sent well-calculated loan terms and rates for the period of time that you need the loan. Please complete, to get started and we’ll have a loan officer reach out to you.

Thanks for your understanding and waiting to hear from you.

Regards,

Mr. Mark F
FundGecko Finance

Anti-fraud resources:

What can you do when you receive 419 spam