fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "deadline" (scammers rush victims so they don't have time to think properly)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: "Timothy Gribben" (may be fake)
Date: Sat, 4 Mar 2023 14:26:08 +0100
Subject: MY INTENT, Fiscal Year 2022/2023 CDFI Equitable Recovery Program
Hello Eligible Recipient,
The US Department of the Treasury, Community Development Financial Institutions in the community development sector is offering a public funding opportunity titled "Fiscal Year 2022/2023 CDFI Equitable Recovery Program" and is now available to receive applicants. As The Commissioner for Debt Management Services Bureau of the Fiscal Service. I found out from our record that you have an unclaimed sum of money from the United Nation Compensation list that was never remitted to you, maybe due to some circumstance you could not complete your transactions home or abroad. So, I took it upon myself to get in touch with you and 300 other individuals yet to be paid before it will be confiscated as you still have the chance to claim yours.
We will be sending you a series of emails during this period with the goal of helping you make the most of your time with your eligibility to receive your grant. First up, let's walk you through the highlights of the program which began in 2022 to its deadline scheduled 20th April 2023.
Interested and eligible applicants submit their applications by referencing the CFDA number(s): 21.033. This funding opportunity was created on Jun 23, 2022. Applicants must submit their applications by Jul 26, 2022 to 23/03/2023. (The Agency may still review applications by suitable applicants for the remaining/unused allocated funding before the deadline date in 2023.) Each selected applicant is eligible to receive up to $15,000,000.00 in funding.
The U.S. Department of the Treasurys Community Development Financial Institutions Fund (CDFI Fund) released the application data for the fiscal year (FY) 2022/2023 round of its CDFI Equitable Recovery Program (CDFI ERP).
In total, 696 Community Development Financial Institutions (CDFIs) from across the country requested a total of $7.69 billion in awards, which is nearly 4.4 times the amount of available funding ($1.75 billion). Nationwide, FY 2022 CDFI ERP applicants are headquartered in 46 states, the District of Columbia, Guam and Puerto Rico. More than half of all Certified CDFIs submitted an application for an ERP award, which included applications submitted by:
326 CDFI Loan Funds, which represents 46.8% of all ERP Applicants and 57% of all Certified CDFI loan funds;
222 CDFI Credit Unions, which represents 31.9% of all ERP Applicants and 47% of all Certified CDFI credit unions;
141 CDFI Banks/Bank Holding Companies, which represents 20.3% of all ERP Applicants and 44% of all Certified CDFI bank/bank holding companies; and 7 CDFI Venture Capital Funds, which represents 1% of all ERP Applicants and 47% of all Certified CDFI venture capital funds.
The number of recipients for this funding is limited to 500 candidate(s). Eligible applicants include: Others (Contact the fund Remittance Financial Institution contact below on Eligibility for clarification). To enable you to receive your own fund!
Contact Bank: Ergonix Allied Bank
Bank Email: email@example.com
Mr.Timothy (Tim) Gribben,
U.S Department of the Treasurys
Bureau of the Fiscal Service (F.S.)