fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: "FIRST NATIONS BANK OF CANADA" <email@example.com>
Date: Thu, 02 Mar 2023 05:54:01 -0800
Subject: Dear Sir/madam,
YOUR SWIFT RESPONSE IS HIGHLY NEEDED IN THIS RESPECT..........
First Nations Bank of Canada
Head Office Address:300-224 4th Ave
South-Saskatoon, SK,S7K 5M5
It is my modest obligation to write you this letter as regards the Authorization of your owed payment through our most respected financial institution (First Nations Bank of Canada). I am Mr. Kevin Michael, the Chief Executive Officer, foreign operations Department
First Nations Bank of Canada, the British Government in Conjunction with US. government, World Bank, united Nations Organization on foreign Payment matters has empowered my bank after much consultations and consideration to handle all foreign payments and release them to their appropriate beneficiaries with the help of a Representative from NATIONAL BANK OF CANADA.
As the newly appointed/accredited international paying bank, we have been instructed by the world governing body together with the committee on international debt reconciliation department to release your overdue funds with immediate effect; with this exclusive vid
transaction no.: Htk/rue/310, transfer allocation no.: fnbc/0x8/02kt2/olw/fu, password: 00382, pin code: 89403, immediate FNBC secret code: xxtn014. having received these vital payment numbers, you are instantly qualified to receive and confirm your payment with us within the next 72hrs.
Be informed that we have verified your payment file as directed to us and your name is next on the list of our outstanding fund beneficiaries to receive their payment. Be advised that because of too many funds beneficiaries, you are entitled to receive the sum of One million eight hundred and Fifty thousand us dollars ($1,850,000.00 USD dollars) only, as part payment so as to enable us pays other eligible
To facilitate with the process of this transaction, kindly reconfirm your details below to enable us process and credit your account through our online banking system or by telegraphic wire transfer and as soon as you follow our directives, your funds will be credited and reflect in your bank account within five (3) bank working days.
Your Contact Telephone/What-sap:
Your occupation/position held:
Any Valid Form of Your Identification/Driven License:
As soon as we receive the above mentioned information, your payment will be processed and released to you through our online banking system without any further delay. This notification email should be your confidential property to avoid impersonators claiming your fund. You are required to provide the above information for your transfer to take place through bank to bank/ONLINE BANK TRANSFER.
We Look Forward To Serving You Better.
Mr. Kevin Michael
Cc: Cheryl Foster
Chief Financial Officer
First Nations Bank of Canada