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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: drdouglas lutherdrdouglas <>
Date: Sat, 21 Jan 2023 21:36:33 +0100
Subject: Attention: Beneficiary,

Zenith Bank
Our Head office:House, 57, Marina,P. O. Box 2406, Lagos, Nig
Whats-app Telephone: +234 907 317 9622

Attention: Beneficiary,

We are not sure you received our previous message. But we wish to use
this medium to officially inform you that following the ongoing review
of all unclaimed

and delayed funds by the United Nations and the World Bank, your
payment file was forwarded to our office for immediate release of your
long delayed fund US

$5.5m with reference No.WBC/LU-14GN, to your bank account or through
our new ATM Debit system to your home address.

To facilitate your payment, we advise you should quickly choose from
approved payment options and get back to us with needed information.

Option 1: An ATM debit card with Pin Code:

Reconfirm your full Information

1 Full Name
2 Home address
3 Country
4 Whats-app/Telephone number AND Cell Phone
5 Occupation.

As matter urgency, I advise you should quickly contact me via our
remitted email ( )

Yours sincerely,
Mr.Alex Otti
Nigerian economist, entrepreneur,
and philanthropist. chairman of
Heirs Holdings and the Zenith Bank.

Anti-fraud resources: