419 scam: RCS Financial Services <kusliy@dsns.gov.ua> SPECIAL LOANS OFFER

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "info@rcsfinances.co.za" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: RCS Financial Services <kusliy@dsns.gov.ua>
Reply-To: info@rcsfinances.co.za
Date: Sat, 10 Dec 2022 22:07:47 +0000
Subject: SPECIAL LOANS OFFER

Golf Park 6, Raapenberg Road
Mowbray, 7700, Cape Town, South Africa
Reg No: 2000/017891/07; NCRCP 38; FSP 44481
=

Welcome To RCS FINANCE
=

Do you want to give your lifestyle a boost or have an unexpected expense t=
o deal with; RCS Financial Services is the cost-effective way of making it =
happen within a short time frame.
=

At RCS Financial Services, our processes are very flexible which gives you=
the opportunity of borrowing from R50,000 to R100,000,000 within an affor=
dable repayment period ranging from 12months to 20years.
=

We offer Personal Loans, Business Loans, Home Loans and Debt Consolidation=
loans as well as Car Finance that can be adapted to suit your changing nee=
ds and circumstances at 5% interest rate.
=

Features & Benefits
Immediate access to your funds after approval Flexible repayment terms Bu=
lk payments at intervals are acceptable and it helps to reduce cumulative i=
nterest on loan Your first repayment of the loan begins in three months aft=
er approval.Flexible repayment options from 12 months to 120 months and abo=
ve.Fast and easy loan process (credit decision are made within a maximum ti=
me frame of 24 hours)Free monthly statement via email or SMS Customer prote=
ction Insurance for your peace of mind Interest is fixed at 5% per annum
=

=

v Apply for your Loans Now / Personal Loans / Business Loans / Debt Conso=
lidation / Car Finance / Home loans
v Are you blacklisted? Apply Now Even if you have a bad credit record we =
will assist you
=

RCS Representative Table
=

=

Loan Amount
Duration
Repayment
Loan
Duration
Repayment
Loan
Duration
Repayment

=

(Year)
Period
Amount
(Year)
Period
Amount
(Year)
Period

R20,000
2
R877.43
R20,000
3
R599.42
R20,000
5
R377.42

R50,000
2
R2,193.57
R50,000
3
R1,498.54
R50,000
5
R943.56

R100,000
3
R2,997.09
R100,000
4
R2,302.93
R100,000
6
R1,610.49

R150,000
3
R4,495.63
R150,000
5
R2,830.69
R150,000
7
R2,120.09

R300,000
4
R6,908.79
R300,000
6
R4,831.48
R300,000
8
R3,797.98

R400,000
5
R7,548.49
R400,000
7
R5,653.56
R400,000
9
R4,606.91

R600,000
6
R9,662.96
R600,000
8
R7,595.95
R600,000
10
R6,363.93

R800,000
7
R11,307.13
R800,000
9
R9,213.82
R800,000
11
R7,891.59

R1,000,000
8
R12,659.92
R1,000,000
10
R10,606.55
R1,000,000
12
R9,248.90

=

=

Businesses or Individuals interested in applying for a loan with RCS Finan=
cial Services or who simply require more information. TO APPLY, simply SEND=
AN EMAIL with your ID Number, Full Names, Occupation, Monthly Income and C=
ontact details via Email: info@rcsfinances.co.za Or Fax : +27 86 483 =
0603
=

View Attached Loan Application Form Below.
=

Claudia Els (Mrs.)
Senior Loan Manager
=

=A9 2022 - RCS Group. RCS is a registered Credit and Financial S=
ervices Provider. NCRCP 38. FSP 44481 RCS Proprietary Limited (Reg No.: 200=
0/017891/07) is a registered credit provider and authorised financial servi=
ces provider

Anti-fraud resources:

What can you do when you receive 419 spam