419 scam: BANK OF AMERICA <moneyg292@gmail.com> BANK OF AMERICA

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "money gram" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "mtcn" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "into your nominated bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "transfer of your funds" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "million us dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your urgent reply" (scammers rush victims so they don't have time to think properly)
- "cotonou" (a location commonly mentioned in 419 scams)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- bankofa765@gmail.com (email address has been used in a known fraud before)

Fraud email example:

From: BANK OF AMERICA <moneyg292@gmail.com>
Reply-To: bankofa765@gmail.com
Date: Tue, 22 Nov 2022 03:05:13 -0800
Subject: BANK OF AMERICA

BANK OF AMERICA CORPORATION
Co-Chief Operating Officer Of Bank of America
New York City.
RE/NO: 002-BOA/0047/2015
Founded: 1928

Transfer Release Update

Dear esteemed customer,

On behalf of the entire staff of the Bank of America, The Management
of the Bank of America Corporate Office Headquarters here in New York
City, wishes to inform you that after a brief meeting held by the
Co-Chief Operating Officer Of Bank of America on the 14th of this
Monday, we deem it appropriate to intimate you that your funds will be
transferred into the bank account given by the Government Of Benin
Republic as the Country Originator of this Fund if you failed to send
the required fee, According to the record we got from our payment
Office due to your inability to complete the transaction and your
failure to meet up with a payment obligation. The actual transfer of
your funds US$10.5 Million to the bank account given by the
Government Of Benin Republic as the Country Originator of this Fund
comes up next 3 days. because Government Of Benin Republic as the
Country Originator has agreed to pay any fees regards to this
transaction because the funds in question is all your funds that came
from Benin Republic which was seized since by the USA Government which
was total of $10.5 Million Us Dollars.

The United States Insurance Policy fee is mandatory for any transfer
of funds here in the USA involving amounts above $1,000,000.00 (One
million USD): The amount to be transferred into your account is
US$10.5 Million and is far above $1 Million. This is why the
$470.00usd fee is required and the fee cannot be deducted from source
in accordance with section 3 subsection 2(a) of the Huge Funds
Transfer Regulation Act HFTRA of 2019 promulgated by law after the
terrorist attack on our dear country.

Meanwhile, note that this is the only fees that you will bear the cost
and your approval funds sum of US$10.5 Million (Ten Million and Five
hundred thousand Dollars) will be transfer to you without any delays,
and we are doing Auditing for the year 2023, so we want your funds
US$10.5 Million to be transferred into your nominated bank account the
same day we receive thisnfees from you or we contact Government Of
Benin Republic as the Country Originator to pay the fee and receive
the funds. We
are doing banking Auditing for the year 2023, so we advise you to
treat as matter of urgency and try as much as possible you can to
raise and come up with the fees of $470.00usd dollars for (Fund
Legality Certificate and Bulk Money Transfer Permit Certificate) and
send it to Bank of America Accountant Officer in Benin as the funds
origin /Cashier Office within 72 hours you receive this email, so that
we can transfer your Funds into your bank account before closing for
the day, We are doing
banking Auditing for the year 2023 and all unclaimed fund will be
cancel and send back to Government Of Benin Republic as the Country
Originator.

Note that if you still wish to receive your funds do get back to us
immediately so that we will remove your funds transfer from the list
of those transactions to be transfer to Government Of Benin Republic
as the Country Originator .

Also be informed that we need only a Fund Legality Certificate and
Bulk Money Transfer Permit Certificate to complete the wire transfer.
The fee to obtain the Fund Legality Certificate and Bulk Money
Transfer Permit Certificate was reduced from $470.00usd so You are
required to send the fee of $470.00usd by money gram only to the Bank
of America Accountant Officer in Benin/Cashier Office where your
transaction originated as stated below: I need your urgent reply and
congratulations.

If we receive the MTCN today, we will transfer your funds
US$10,500,000.00 (Ten Million and Five hundred thousand Dollars)
before we close office and the funds will reflect 3 hours after the
transfer. We will send you all the transfer documents to enable you
start making cash withdrawals from your account same day the funds
aretransferred. We have waited for so long and we cannot continue to
wait.If we do not hear from you within the next 72 hours from today.
We are sorry
for any inconvenience the delay in transferring of your fund must
have caused you.

TAKE NOTE ON THE PAYMENT INFORMATION BY MONEY GRAM OR RIA.

RECEIVERS NAME: =======DAVIS NNEKWE
COUNTRY: ==========Benin republic
CITY : ========== Cotonou
QUESTION: === =======In God
ANSWER: === ========We Trust
AMOUNT to send: === $470.00usd
Sender's name .......
MTCN Number.......
And you full address...........

We need your urgent reply and congratulations, SEND YOUR REPLY TO
(bankofa765@gmail.com) NB: THIS TRANSACTION IS BEING MONITORED BY THE
UNITED STATES GOVERNMENT IN ORDER TO GUARDS US FOR INTERNET IMPOSTORS.

Mr. Thomas K. Montage
Co-chief Operating Officer,
Bank of America Office New York.

Anti-fraud resources:

What can you do when you receive 419 spam