419 scam: RCS SA LOANS Pty Ltd <kskzam@kubsol23.ru> SPECIAL LOANS OFFER @3% RATE APPLY NOW

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "loan applicant" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "info@rcsfinances.co.za" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: RCS SA LOANS Pty Ltd <kskzam@kubsol23.ru>
Reply-To: info@rcsfinances.co.za
Date: Mon, 26 Sep 2022 18:25:38 +0100
Subject: SPECIAL LOANS OFFER @3% RATE APPLY NOW

RCS LOANS Assists the SME market across South Africa with affordable busin=
ess loans of up to R3 million approved within 72 hours and Personals of up =
to R1 million approved within 48 hours with very little effort needed from =
you. =

As a leading financial lender, we have provided finance to many businesses=
just like yours, Whether you=2019re Self-employed, Contractor, Retailer, R=
estaurant, Engineer, Cleaning Service, Child Care Service or Web Designer =
=2026 your time is money, and we want to offer you support in the form of f=
lexible finance that you can manage as your cashflow requirements change. T=
hat is why we avoid the unnecessary conditions and waiting period which put=
s your business's development on hold =

=

Loan Repayment Schedule 3% Business And Personal Loans =

=

AMOUNT ZAR =

TERM DURATION =

MONTHLY INSTALLMENT =

CUMULATIVE PAYMENTS =

ZAR 20 000.00 =

2 YEARS =

ZAR 859.62 =

ZAR 20 630.98 =

ZAR 100 000.00 =

5 YEARS =

ZAR 1 796.87 =

ZAR 107 812.14 =

ZAR 250 000.00 =

6 YEARS =

ZAR 3 798.42 =

ZAR 273 486.16 =

ZAR 500 000.00 =

8 YEARS =

ZAR 5 864.79 =

ZAR 563 019.40 =

ZAR 1 000 000.00 =

10 YEARS =

ZAR 9 656.07 =

ZAR 1 158 729.02 =

ZAR 1 500 000.00 =

12 YEARS =

ZAR 12 416.80 =

ZAR 1 788 019.25 =

ZAR 2 500 000.00 =

15 YEARS =

ZAR 17 264.54 =

ZAR 3 107 617.38 =

ZAR 3 000 000.00 =

20 YEARS =

ZAR 16 637.93 =

ZAR 3 993 102.70 =

=

=

FAST AND PROFESSIONAL BUSINESS LOANS UP TO R3 MILLION, REPAYMENT DURATION =
UP TO 20 YEARS, APPROVED AND PAID OUT IN 72 HOURS =

No branches, No queues, No paper. Let=2019s do business. =

=

Send Application and Documents below to =

i
=

A clear copy of your valid ID or International Passport, Pay Slip or 3 Mon=
ths Bank Statement Business Reg Document.
Cell No / Office No .......................... / ................Email ...=
.................... =

Loan Amount .......................Loan Repayment Duration ...............=
... =

Loan Type: Business / Personal .................................. =

Business loan applicants to submit Business Registration Documents =

=

Best Regards =

=

Business Development Desk
info@rcsfinances.co.za
=

RCS SA Pty Ltd Physical Address : Golf Park 6 Raapenberg, Road Mowbray, 77=
00, Cape Town Authorized Financial Services Provider (NCRP 38.FSP 44481).L=
egal Registration No. : 2000/017891/07

Anti-fraud resources:

What can you do when you receive 419 spam