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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "DENIS K MONTAG" (may be fake)
Reply-To: <>
Date: Mon, 4 Jul 2022 03:44:19 +0300
Subject: CitiBank Payment Approved Notification

From the Desk of Mr. Denis K Montag
Fund Operational Manager
Citi Bank New York, NY 10016, USA
Our Ref: CB0021-DOCS/021
Your Ref: CBU/WB/IMF/USA -21
Urgent Notice
The Recently Launched Economic Co-operation Development (ECOD),With the Efforts of the World Bank to Synergize International Advances in the Area of External Debt Statistics.Due to This Newly Launched Organization, the World Bank Has Gratified the International Debt Management to Look Into and Release All Outstanding Contractors/Workers That Are Due For Payment With Us. In This Regards, You Are Among the Lucky Names Selected Among the Unsettled Contractors/Workers Who Have Not Received Their Payments.
I Wish to Inform You That the International Debt Management Was Approved and Instructed by World Debt Organization & World Bank to Process and Release All the Outstanding Due Payments.
We Officially Notify You Through This Email, That the World Bank in Conjunction With the United States Set Aside Us$3.4billion to Pay in Good Claims From Foreign Inheritance Fund (Next of Kin); in Line With This the United States On Foreign Debt Matters (USFDM) Ordered, That Contractors and Next-Of-KINS Whose File Have Shown Sufficient Proof Regarding Job Execution and Debt Outstanding Be Settled Without Further Delay. We Wish to Inform You That Your File Was Forwarded to Citi bank
New York by Various Offices and Department Showing That You Have Fulfilled All Conditions Necessary to Receive Your Payment.
The Delayed Reasons for Your Due Prolonged Payment Was Because of Counter-claim On Your Fund, This Necessitated All the Needful Documents Relating to Your Contract Payment, Which We Were Convinced That You Are the Bona-fide Beneficiary to the Fund. There Was Attempts To Divert Your Payment to Foreign Account Which Was Done by Your Local Representatives in Collaboration With Some Officials and Most of the Officials Involved in Several Executive in This Misconduct Have Been Sacked.
I Hereby to Inform You This Day That Your Inheritance Sum Calculated Us$23.3M Shall Be Paid to You via ATM Card or Any Other Choice You Tick For Your Us$23.3M Shall Be Paid to You Due to Rules/regulation Guiding Bank Secrecy Act(BSA). Be Aware That All Necessary Modalities Concerning
The Release of Your Fund Have Regularized, You Are Require of Maximum Honesty Concentration to Make This ATM Card Delivered to Your Doorstep Within 72hrs. Finally, Kindly Provide the Detailed Information Below and Get Back to Us for Your ATM Card to Be Delivered to Your Doorstep:
Your Full:
Residential Address.
Personal Phone/mobile No:
Attached Copy of Your Driver's License:
Please  Provide the Above Information Accurately, Because This Office Will Not Be Held Liable for Any Wrong Delivery of Funds via ATM Card.Thanks for Banking With Citi Bank While We Look
Forward to Serving You With the Best of Our Service.
Yours Truly,
Mr. Denis K Montag
Fund Operational Manager
Head Foreign Transfer Department
Citibank New York, NY 10016, USA

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