fighting spam and scams on the Internet
Try our spam filter!
Free trial for 30 days

About Us

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr. Bernard Lauwers" <>
Date: Wed, 15 Jun 2022 12:54:32 -0600
Subject: Good News

International Monetary Fund,
Headquarters (HQ)
700 19th Street, N.W., Washington, D.C. 20431, USA

Certified And Approved Payment Of (US$10,700.000.00) Only.

This is to apprise you of a very important information which will be of a
great help to redeem you from all the difficulties you have been
experiencing in getting your long overdue payment, due to excessive demand
of money from you by both corrupt Bank Officials and Courier Companies
after which your funds remain unpaid to you. I am Bernard Lauwers, Finance
Director of the International Monetary Fund (IMF). It may interest you to
know that reports have reached our office by so many correspondences
regarding the unpleasant and outrageous way in which people like you are
being treated by Various Banks and Courier Companies/ Diplomat across
Europe to Africa and Asia /London UK, and we have decided to put a stop to

All Governmental and Non-Governmental prostates, NGOs, Finance Companies,
Banks, Security Companies and Courier companies which have been in contact
with you lately has been instructed to back off from your transaction and
you are been advised NOT to respond to them anymore since the International
Monetary Fund (IMF) is now directly in charge of your payment. Your name
appeared in our payment schedule list of beneficiaries that will receive
their funds in this first quarter payment of the year because we only
transfer funds twice in a year according to our banking regulation. We
apologize for the delay of your payment, and please stop communicating with
any office or facility henceforth and pay attention to our office payment
scheme accordingly. Below are your new payment approval numbers.

United Nation Payment Approval No: UN5685P; White House Approved No:
WH44CV; Reference No: 35460021; Allocation No: 674632; Password No: 339331;
Pin Code No: 55674; Certificate of Merit Payment No: 103; Released Code No:
0763;Immediate (IMF) Telex confirmation No: 1114433; Secret Code No:

Note that your compensation fund is worth a total sum of US$10.7 Million
only. Having received these vital payment numbers, therefore you are
qualified now to receive and confirm your payment with the International
Monetary Fund (IMF) immediately. We assure you that your payment will get
to you as long as you follow our directives and instructions. We have
decided to give you a private code and the code is '' 601''. Please, any
time you receive an email with the name Bernard Lauwers, check if this code
(601) is on the email. If the code is not written, please delete the
message from your box because it's not coming from me nor from our office.
You are hereby advised NOT to remit further payment to any institutions
with respect to your transaction as your fund will be transferred to you
directly from our source. I hope this is clear because any action contrary
to this instruction is at your own risk. Respond immediately to this e-mail
as soon as received with the bracket latter (Interested and how do i
receive my fund), and we shall give you further details on how your fund
will be released and remitted to you asap.

Acknowledge receipt of this email as soon as received.

Best Regards,
Mr. Bernard Lauwers
Finance Director of the International
Monetary Fund (IMF)(601)

Anti-fraud resources: