From: Kenneth Farrugia <katty.petitjean@sambreville.be>
Reply-To: Kenneth Farrugia <ken.farrugia07@gmail.com>
Date: Fri, 20 May 2022 03:43:37 +0200 (CEST)
Subject: Ko, Jung-Heui Deposits.

Greetings from Malta,

This is in regards to my previous email message you didn’t receive, kindly accept my apology for sending you email without your consent. I believe you are a sincere and respected personality, considering the fact that I sourced your email contact from the peoples search database of Korean's on the web during my descry search for a competent Korean partner who can assist me in executing this project successfully. Although, I do not know to what extent you are familiar with events, I have a discreet proposal for you. This, however is not mandatory nor will I in any manner compel you to honor against your will, but I hope you will read on and consider my offer.

I'm Mr. Kenneth Farrugia, Chief Business Development Officer, Bank of Valletta Plc, BOV Centre Canon Road, St. Venera SVR 9030, our client Ko, Jung-Heui a Korean Realtor/Businessman made a numbered of fixed deposit in our bank on 17th February, 2018 for 24 calendar months with a value of US$18,000,000.00 (Eighteen Million US Dollars Only) before his death on 10th April, 2018. After his death, my bank discovered that he did not declare any next of kin of his official documents including the paper work of his fixed deposit. I was his personal relationship banker for these years, and he did confide in me the last time he was at my office that no one knew of this deposit in my bank. So, US$18,043,200.00 including accrued interest is still lying in my bank, and no one will ever come forward to claim it, What bothers me most is that according to the laws of Malta, if the deposit account remain inactive for the next three months, and no existing close relative shows up, then the balance would be turned over to the Central Bank of Malta and such balances are transferred to the Malta National Treasury once a year, probably on 30th August 2022. However, this will not happen if I eventually have my way. Against this backdrop, my suggestion to you is that I will like you as a Korean to stand as the close relative/beneficiary of Ko, Jung-Heui, so that you will be able to claim the funds in question, and invest same in your region.

WHAT IS TO BE DONE.
I want you to know that I have had everything planned out carefully so that we shall come out successful. I have contacted a Will & Probate Attorney that will prepare the necessary legal documents that will back you up as the next of kin of our late client since you are os same ethnicity (Korean). All that is required from you is to furnish me with valid data so that the attorney will also file in for claims on your behalf and secure the necessary approval and letter of probate in your favor for the movement of the entire funds to a suitable finance company or numbered account that will be provided by you.

There is no risk involved at all in this matter as we are going to adopt a legalized method and the attorney will prepare all necessary legal documents that would empower you as the rightful heir to receive these deposits in your names. Please endeavor to observe utmost discretion in all matters concerning this project. Once the funds have been re-profiled and transferred to your designated bank account, we shall share in the ratio of 70% for me and 30% for you. Should you be interested kindly get back to me for further detail or delete this message and forget I ever contacted you.

Kind Regards,
Kenneth Farrugia.
Chief Business Development Officer,
Bank of Valletta Plc, Malta.
https://www.bov.com/Content/our-executive-team
https://www.bloomberg.com/profile/person/16283602