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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Margaret Spencer <monica432662@gmail.com>
Reply-To: margaret121spencer@aol.com
Date: Tue, 26 Apr 2022 21:20:25 +0100
Subject: My choice for you

My dear friend,

How are you doing today?,I hope you are doing just fine
I address you as my friend even though I do not know you but from what i
am going to share with you here,you will have reason to appreciate me and
accept me as your good friend indeed.

Before I proceed, please permit me to introduce myself,My name is Margaret
Spencer, I am a 74 Years old widow of Late Michael Spencer who died
alongside our only child David in a Plane crash on Monday the 7th of
September 1998 while they were flying from New York to Geneva.

Because my husband was a successful businessman and a philanthropist,we
usually give support to the less privileged,donating most of our assets and
funds to charity.This is the gesture we continued with until the death of
my hubby.

However at one time,my husband told me a story of how he received an
anonymous help from a stranger he met through the internet who gave him a
lot of money through which he became successful in life,my hubby made me to
promise him that even if he dies,i should not fail to reciprocate the
same gesture to another individual and that I am willing to accomplish now.

Unfortunately i am down with cancer which after several failed treatments
and cross examinations,the doctors concluded that i may not live till the
next two months. Because am a Christian and believe in God's miracle,i want
to use this opportunity to accomplish the promise i made to my late hubby
by locating an unknown individual and reciprocate that gesture which my
hubby received from the stranger many years ago that made him successful.

I am very happy to search and locate you by the spirit of God as the
stranger i am looking for to return the gesture to you which the unknown
stranger gve to my late husband.I have searched for several people but the
Spirit of God instead redirected me to you so i will like you to become the
beneficiary of the money we have left in the bank.Because of my health
status,I want you to receive the money before i die.

The money is a balance of $5 Million dollars which is in my bank account
with the American Express bank and I have instructed my bank manager to
assist whoever I will be introducing to him to receive the money. So if
you will accept the money,I will be introducing you to the bank manager to
send it to you.

One thing i will request from you is that when you receive the
money,please try to give out at least %15 to the poor and indigent people
around especially those affected by the harsh economic condition of the
Covid-19 Pandemic.They will in turn reciprocate the gesture to others and
it continues like that.This will help me to accomplish my late hubby's wish.

I will only need you to send me your full names and contact address to
write an authorization letter to my bank manager to release the money to
you.

If you will accept my offer,kindly send me the information to my email
margaret121spencer@aol.com and as soon as I receive it,I will immediately
write the letter and send it to the bank so they can release the money to
you.

With love from your friend
Ms.Margaret Spencer


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