419 scam: "Stanbic Bank Plc" <test3@fuse.net> UNPAID FUND

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear friend" (a common phrase found in 419 scams)
- "i will like you to " (a common phrase found in 419 scams)
- "with your full names" (a common phrase found in 419 scams)
- "million dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your urgent reply" (scammers rush victims so they don't have time to think properly)
- "utmost confidentiality" (scammers urge victims to keep the transaction secret because they don't want anyone to point out to them that it is a scam)
- "observe utmost confidentiality" (scammers urge victims to keep the transaction secret because they don't want anyone to point out to them that it is a scam)
- "attorneys " (Barristers (lawyers) mentioned in 419 scams are always fake.)
- "lagos" (a location commonly mentioned in 419 scams)
- "mr.fredusman@yandex.com" (this email address has been used in a known scam)
- "mr.fredusman@yandex.com" (this email address has been used in a known scam)
This email message is a next of kin scam.

Fraud email example:

From: "Stanbic Bank Plc" <test3@fuse.net>
Reply-To: Mr.FredUsman@yandex.com
Date: Sat, 16 Apr 2022 15:20:00 -0700
Subject: UNPAID FUND

Dear Friend,

I am Mr.Fred Usman,Bank Manager of Stanbic Bank,Lagos Branch.I got
your contact from the world trade center (WTC) Regional office in
lagos,Nigeria.Although the details of my intention was not made known
to you.Actually,I listed your name amongst four other names & prayed
over them & decided to contact you directly. I have a very urgent &
confidential bussiness proposition for you & for our overall mutual
interest.On july 10 2005.

An American oil consultant with the Nigerian National Petroleum
Corporation Mr David Berray made a numbered time (fixed) deposit for
twelve calendar months,valued at USD$400,18,000,000,00( Four Hundred
and Eighteen million dollars)in my branch.Upon maturity,i sent a
routine notification to his forwarded address but got no reply.After a
month we sent a reminder,& finally we discovered from his contract
employers NNPC,that Mr David Berray died in an 9/11 Attack. On further
investigation,i found out that he did not leave a WILL & all attempts
to trace his next of kin were fruitless.I there fore made further
investigation & discovered that Mr David Berray did not declare any
next of kin in all his official documents,including his bank deposit
paperwork.This sum USD$400,18,000,000,00 is still floating in the bank
and the interest is being rolled over with the principal sum at the
end of each year.No one will come forward to claim it. According to
Nigerian Laws, At the expiration of 10 years,the money will revert to
the ownership of the Nigerian government if nobody applies to claim
the funds.Consequently,my proposal is that i will like you as a
foreigner to stand in as a next of kin of Mr David Berray.

This is simple 1)I will like you to provide me immediately with your
full names & address so that the attorney will prepare the necessary
documents & afidavits, which will put you as next of kin.2)We shall
employ the services of two attorneys for drafting & notarization of
the WILL and obtain the necessary documents and letter of
probate/administration in your favour for the transfer.The money will
be paid into your account for us to share in the ratio of 60% for me
and 40% for you.There is no risk at all as the attorney and my
position will do the paperwork for this transaction as the branch
manager guarantees the successful execution of this transaction.
If you are interested,please reply immediately via this private email
address, Upon your response,(Mr.FredUsman@yandex.com)I shall then
provide you with more details and relevant documents that will help
you understand.

PLEASE OBSERVE UTMOST CONFIDENTIALITY,and be rest assured that this
would be most profitable for both of us because i shall require your
assistance to invest my share in your country.
Awaiting your urgent reply via this email above,please save me the
anxiety of endless
waiting.God bless you,

Mr.FredUsman.
Stanbic Bank plc.
Lagos.
NOTE;For confidetiality reply to my private email: Mr.FredUsman@yandex.com

Anti-fraud resources:

What can you do when you receive 419 spam