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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: John Brooks <jonhbrooks87@gmail.com>
Reply-To: samuledawson@gmail.com
Date: Mon, 14 Feb 2022 16:55:40 +0100
Subject: International business development

Greetings, Sir/Madam


I hope this email finds you well, My name is Dr John Of LCM Finance
Group.Thank you for your time, I am an investment advisor and facilitator.
Our major service is to source for projects in need of loans and refer to
our investors for possible approval and financing.

We have links to high network investors both private and institutional
investors willing to grant debt finance and equity finance if the project
is confirmed viable.Before submitting an application to our lenders, we do
a detailed and professional analysis of each project. We validate financial
viability and quantify possible risks.

If according to our analysis, the project meets the minimum standards of
financial viability, then we present it to our lenders. Lenders analyze
and verify the information again. Questions are clarified and details are
finalized. If the credit is approved, the money is transferred directly to
the customer-debtor (we only receive the commission percentage agreed and
paid by the lender).

The first step to our discussions is usually receiving the
pitch-deck,executive summary and business plan to help us study the
proposal and do a presentation to the investor to find their interest
towards providing the required capital. Our investors' appetite to grant
debt finance must follow the below conditions.

Interest is 3% annually. Loan duration: Minimum 2 years/Maximum 15 years.
Funding range: Minimum $1m/Maximum $500m only. There are no sector or
regional restrictions, they are open to discuss projects in all sectors.

They also have an appetite to invest into equity or JV's where they would
be offered shares as security for their investments.The shares structure
are best discussed with the investors directly.

I believe I have clearly explained our functionality in this sector. If you
have projects or opportunities or know anyone who has viable projects that
need funding, do get in touch with me ASAP for us to discuss this matter
further with your business plan.

Yours faithfully,
Dr John Brooks
Consultant international business development
Bahrain LCM Finance Group
https://www.lcmfinancegroup.com/

Anti-fraud resources: