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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr. Stephen Mensah" <>
Date: Wed, 26 Jan 2022 03:41:21 -0800

My name is Mr. Stephen Mensah, I am a newly promoted Branch Manager of
a Bank here in Ghana, West Africa, I got your information during my
search through the Internet. It may interest you to hear that I am a
man of PEACE and don't want problems, I only hope we can assist each
other. If you don't want this business offer kindly forget it, as I
will not contact you again.

I have packaged a financial transaction that will benefit both of us,
as the Branch Manager of the Bank, it is my duty to send in a
Financial Report to my head office in the capital city Accra at the
end of each year. In the course of the last year 2020 end of the year
report, I discovered that my branch in which I am the Manager made
excess profit of [US$12.500,000 Million dollars] which my head office
is not aware of and will never be aware of. I have since placed this

As an officer of the bank I cannot be directly linked to this money,
so this informed my contacting you for us to work together so that you
can assist me and receive this fund into your bank account in your
country for us to SHARE.

I am offering you 40% of the total fund, while you keep 60% for me in
your bank account till I join you in your country for the
sharing/investment of my own share of the funds or better still we can
go into a joint partnership venture, I will appreciate it very much.

As soon as I receive your response through my private mail or whatsapp
me so I will give you more details on how we can achieve it

Mr. Stephen Mensah
Phone: # +233276274159

Anti-fraud resources: