fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "inheritance funds" (a common phrase found in 419 scams)
- "your payment is being processed" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "million dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "you are advice to " (this email uses bad English)
- "dear beneficiary," (this SPAM email was probably sent to thousands of people)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: Bank Of America <firstname.lastname@example.org>
Date: Sat, 18 Dec 2021 10:15:12 +0100
Subject: Payment Notification????
Bank Of America.
100 North Tryon Street, Charlotte,
North Carolina, 28202 United States.
Payment Value: $36,500.000.00 USD
Our Ref NO: 002-BOA/0047/2018
I am Mrs. Christine P. Katziff, the newly-sworn Chief Audit Executive
Of Bank Of America. You will get more information about me here:
On behalf of the entire staff of the Bank Of America and the US
Government in collaboration with World Bank and IMF. We apologize for
the delay of your Outstanding Payments, Contract Payment, Winning or
Inheritance funds valued $36,5 Million Dollars from most of African
Countries and all the inconveniences you encountered while pursuing
this payment. However, from the records of outstanding funds due for
payment with the Bank of America, your name was discovered as next on
the list of the outstanding funds contractors who have not yet
received their payments.
I have made it my first point of call since taking office to settle
all outstanding payments accrued to individuals or corporations with
respect to local and overseas contract payment, debt re-scheduling and
outstanding compensation payment. This is to make sure all outstanding
payments are settled before the end of this fiscal year 2021. I wish
to inform you now that the square peg is now in square hole and your
payment is being processed and will be released to you as soon as you
respond to this letter. note that from the record in my file, your
outstanding payment is US$36,500,000.00 (Thirty Six Million Five
hundred thousand Dollars). Kindly re-confirm to me the followings:
Your Full Name: ___
Your Full Contact Address: __
Your Mobile Telephone Number: ____
Working Identity /Passport: _____
Please do provide the above information accurately, because this
office cannot afford to be held liable for any wrong transfer of funds
or liability of funds credited into unknown account. As soon as the
above mentioned details are received, your payment will be made to you
immediately, you are advice to re-confirm to this bank your receiving
Bank Account, Where you want your fund to be remitted.
We await your swift response and also advise that if our directives
are followed carefully, you should have your fund in your account
within 24 hours and you can also open an account with us to enable
your fund to be credited to your account and the ATM attached to your
account would be sent to you. Your immediate response with your
information to enable this bank proceeds with the transfer of your
approved fund and serve you better as we were directed by the U.S
Mrs. Christine P. Katziff ,
Chief Audit Executive Officer,
Head, Foreign Operations,
Coordinator, International Debt Settlement Unit.
Bank of America OfficeÂ®
NOTE: If you received this message in your SPAM/BULK folder, that is
because of the restrictions implemented by your Internet Service
Provider, we (Bank of America) urge you to treat it genuinely.