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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: BANK OF AMERICA <mrcharlesflanagan65@gmail.com>
Reply-To: bankofamericah8@gmail.com
Date: Mon, 6 Dec 2021 04:32:24 -0800
Subject: Good Morning Dear Beneficiary,

Bank of America Corporate Office Headquarters
100 N.Tryon St Charlotte,NC 28255 USA
Our Ref:BOA/IRU/SFE/10.5/WD/2020

Hello Dear Approved Beneficiary;

I am obliged to update you of the meeting held on August 14th 2021
between the US Department of Homeland Security, the Central
Intelligence Agency, the International Monetary Fund (IMF), the World
Health Organization (WHO) and other concerned monetary agencies
regarding palliative arrangements for the Covid-19 as it concerns
those whose names appear on the list as being owed some money by the
government.

It was approved that the sum of $5,500,000.00 been released and paid
to each of the beneficiaries shortlisted and you are lucky to be
identified as one of these beneficiaries and hence you are being
contacted. After going
through your payment files, it was confirmed that the inconvenience
and financial commitments required of you so far in the pursuit of
this fund was enormous and resulted in your inability to follow up.
However, considering your efforts towards achieving this aim

We have come to maintain equity, justice, and fairness in our dealings
with beneficiaries such as yours, hence we have recommended that your
funds should be reversed from the government treasury and be released
to you accordingly. The government has graciously accepted our
recommendations as part of the ameliorating measures to stem the
Covid-19 pandemic.

So on this note, we have immediately secured approval for payment on
your behalf and have processed your fund release to this effect and
our bank-Bank of America has been chosen as one of the banks to handle
the payment to approved beneficiaries.

We have two options for the disbursement of the funds; either bank
wire transfer to your designated bank account or ATM debit card that
will be dispatched to the address you will provide for your use in
making daily withdrawals at any nearest ATM Machine around you.

You are requested to re-confirm the following details to enable us to
ensure that we are

dealing with the rightful beneficiary:

1) Your Full Name
2) Your Full Address:.......................
3) Your Phones,
4) Fax :.......................
5) Profession
6) Age:........................ .......
7) Sex ...............................
8) Copy of any valid form of your Identification:...............

Finally, I want you to know that all modalities have been put in place
for the successful payment of your compensation fund of $5,500,000.00
and the process is 100% genuine, transparent and risk-free, as all
international rules and regulations concerning your fund payment .

This is a golden opportunity for you now to receive your fund.

Thanks for your anticipated co-operation. Have a nice day


Yours faithfully,
Mr.Brian Moynihan
Bank of America
Corporate Office Headquarters,Charlotte,N.C.
Bank of America, N.A. Member FDIC
E-mail: ( bankofamericah8@gmail.com )

Anti-fraud resources: