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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Dr. Brian Moynihan" <jamesfreeman289@gmail.com>
Reply-To: brianmoynihan295@gmail.com
Date: Sat, 13 Nov 2021 01:23:03 -0800
Subject: Bank of America

Notification from Bank of America
Address: 540 Commonwealth Avenue,
Boston, MA 02215, United States

Attention E-Mail ID Owner,


Your detailed information has been received and confirmed with what we
have in our database before we proceed to set up your Bank of America
Personal Residential Online Account, we want to bring to your notice
that the simple procedure to achieve this aim with our bank under my
supervision. First and foremost the origin of funds previously advised
in my initial email was from the United Nations Organization on unpaid
payments from deposit funds from Africa, Asia, and Eastern Europe. Your
name and contact information was retrieved from the shortlisted data on
the file of the United Nation Organization.

If you try to recollect, you would remember conducted some businesses
in either of the mentioned three tier regions Africa, Asia, and Eastern
Europe and the purpose of selection was randomly made by the (UN) United
Nations Organization. Note, that our Bank of America stands out from all
the presently distressed banks in the United State and Northern America
to enable the payment of your overdue transaction that has been pending
for the past several years released.

I want you to clearly understand that, I am here to serve you according
to the instruction from the FBI, Homeland Securities of States, and the
United Nations Organization in particular. Moreover, I am not here to
play any kind of joke with you. The clearances from Federal Reserve Bank
and US Treasury Department to enable your online Transfer to go smoothly
have been issued to our Bank.

Meanwhile, you have to clearly understand that, before we can set up a
new Bank of America Personal Residential Online Account for you here in
our bank, the activation fee must be paid by you and it will reflect in
our database and your original account which was instructed from the
United Nations will be activated.

You have to send the sum of $50.00 Gifts Card to activate your Bank of
America Personal Residential Online Bank Account, this payment will be
credited to your Online account before we can fully remit the amount
value of (USD $15,000.000.00) United States Dollars This is why it is
important that we, first of all, receive the Bank of America Personal
Residential Online Account Activation fee in our bank, which in turn
would record and file the payment of $50 Gifts Card and forward the
information to our headquarters here in the USA.

Then the funds would be received, in a $50 Gifts Card registered into
the system and once it is sighted, then an instruction would be issued
out to that effect and the documentation would be formally presented to
Federal Reserve Bank just as described in my most recent correspondence
with you explaining.

Please, if you cannot afford to pay this $50 Gift Card don’t reply this
email. we don’t have time to beg you to set up Bank of America Personal
Residential Online under our supervision. Once your buy the $50 Gifts
Card make sure you send the Copy of the $50 Gifts Card to my email
address: brianmoynihan295@gmail.com

Your in Service
Dr. Brian Moynihan
The Chairman & C.E.O
Bank of America

Anti-fraud resources: