fighting spam and scams on the Internet
Try our spam filter!
Free trial for 30 days

About Us

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Citi Bank Online <>
Date: Wed, 27 Oct 2021 03:37:48 -0700
Subject: Attn: Esteemed Email Owner.:

Attn: Esteemed Email Owner.:

You shall officials validates, regards to the reference funds worth
sum of (US$120,000, 000,00),(One Hundred and Twenty Million United
States of America Dollars Only),which you been expected to receive
since a couple of months was deposited to CITI BANK OF
COTONOU,REPUBLIC OF BENIN,and the purposely of deposited the fund,was
to use it compensate all the people that failed into scams
victims,while your own name was among recorded to be paid,and to be
specific understanding that your full details information is highly
needed,to enable help us registered it through our database,before
proceed to set up your CITI BANK Personal Residential Online
Account,and we want to bring to your notice the simple procedure to
achieve this aim with our bank under my supervision,first and
foremost,the origin of funds has previously advised in my initial
e-mail was from the Compensation Fund depositor,through the Republic
of Benin Government,and the total funds worth US$120,000,000.00 (One
Hundred and Twenty Million United States of America Dollars Only) was
recorded as Compensation Fund,while your own name was on the short
listed data on the file Compensation Fund.

Please, take note that CITI BANK of Cotonou,Republic of Benin, have
decided and agreed together towards the actualization of the above
subject matter, which will be conducted under a legitimate arrangement
that will protect both parties from any breach of law, to actualize
this the new arrangement, be well informed that CITI BANK Of
Cotonou,Republic of Benin, would going to opened Checking Account on
behalf of your personal information with the sum of $120, 000, 000,
00, to be easier transferred to the non resident account. Meanwhile,
the good news about your payment now is that this paying have made a
CITI BANK Of Cotonou,Republic of Benin, Checking Account Booklet and
CITI BANK Cotonou,Republic of Benin, Platinum MasterCard on behalf of
your personal name, which you will be use to withdraw from your non
resident account with this Bank smoothly,in case if you really wish to
receive your stated fund,through ATM VISA CARE.

And if you try to recollect, you would remembered the stated amount
and the purpose of selection was randomly made by the Compensation
Fund,while our bank stands out from all the presently distressed banks
in Cotonou,Republic of Benin, to enable the payment of your overdue
transaction that has been pending for the past several months
released.I want you to clearly understand that, I am here to serve you
according to the instruction from Securities of Republic of Benin in
particular. Moreover, I am not here to play any kind of joke with you,
because, I strong led believed that your Transfer would go smoothly,
meanwhile, you have to clearly understand that, before we can set up a
new CITI BANK Of Cotonou,Republic of Benin Personal Residential Online
Account for you here in our bank, that the activation fee must be paid
by you and it will reflect in our database and your original account
was instructed from Republic of Benin Government.

Note that you have to send the total sum of US$200,00, dollars, to use
it activate your CITI BANK Of Cotonou,Republic of Benin Personal
Residential Online Account, this payment will be credited to your
Online account before we can fully remit the amount value of
US$120,000.000.00, United States Dollars, that is why it is important
we first of all receive the CITI BANK Of Cotonou,Republic of Benin
Personal Residential Online Account Activation fee in our bank, which
in turn would record and file the payment of US$200 dollars,and
forward the information to our office here in Cotonou,Republic of

Then an instruction would be issued out to that effect and the
information would be formally presented just as described in my most
recent correspondence with you explaining. Please, if you cannot
afford to pay this US$200,as Personal Residential Online Account
Activation fee, don’t reply back to our e-mail, we don’t have time to
joke with you to set up CITI BANK Of Cotonou,Republic of Benin
Residential Online, under our supervision,finally,remembered to
reconfirming your full details information once again.

Thanks for Your Co-Operation.
Regards, Mr.Francis Scott White
Executive,Citi Bank of Cotonou,Rep Benin
Tel +229-51-360-411

Anti-fraud resources: