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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Federal Reserve Bank Wisconsin Branch <>
Date: Wed, 27 Oct 2021 06:33:59 +0100
Subject: Notice!

Federal Reserve Bank Corporate Office,
HeadQuarter: 33 Liberty St, New York, NY 10045, USA
Our Ref: USFRB/IRU/SFE/3.8/WI/013
United States of America

Federal Reserve Bank Notification Of Your Compensation Funds 2021.

Please read carefully before replying because i can't explain any thing
else apart from this mail sent to you.

Your payment files from three (3) different banks, Central Bank Of Benin
Republic, Bank Of Africa and Bank of America was compiled and submitted to
my desk this morning for review. The total sum owed to you by the 3 banks
mentioned above was summed up to the total of US$3,800,000.00 (Three
Million Eight Hundred Thousand United States Dollars).

Now the fund has been totally kept in one particular Escrow account (non
deductible) here in the Federal Reserve Bank New York on your name, while
waiting for accreditation to your personal bank account in any part of the

Meanwhile, after due scrutiny and verification, I confirmed that you have
fulfilled all the necessary obligations that will enable the release of
your payment to you, but yet your payment was not released to you due to
one flimsy excuses or the other from the Bank officials in charge of your
payment, because they had the intention of diverting your funds to their
private accounts in order to satisfy their selfish interest.

You are however lucky that we the management of the US Federal Reserve Bank
detected their evil plans and therefore call for the submission of your
payment file to us, so we can personally handle the payment assignment to
ensure that you receive your funds accordingly.

Now, all modalities regarding your fund release has been put in place here
in the Reserve Bank of America, thus, your funds has been made ready for
transfer in our escrow transfer system, what we need from you now is to
inform us medium of your choice which you want us to transfer your funds so
we can expedite action for the accreditation of your funds into your
account immediately.I want to also inform you that you have to obtain a
CLEAN BILL OF RECORD CERTIFICATE, kindly reply to this mail for the
instruction on how to receive your funds.

In anticipation for your urgent cooperation.

Yours sincerely,
Federal Reserve Bank Wisconsin Branch,
Mr. Charles Gates.
Contact person Of the Federal Reserve Bank.

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