fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- An email address listed inside this email has been used in a known fraud before.
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "inheritance funds" (a common phrase found in 419 scams)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- firstname.lastname@example.org (email address has been used in a known fraud before)
Fraud email example:
From: BC ALTRA CREDIT UNION <email@example.com>
Date: Mon, 11 Oct 2021 15:27:46 +0100
Subject: Urgent Attention For The Release of Your Fund
BC ALTRA CREDIT UNION
Address: 1100 Texas Ave, Houston, TX 770012, USA
Direct Phone: (843) 606-1577
Our Ref: USFB0015-ODCS/021
Re: Urgent Notice.
The recent launched Joint External Debt Hub (JEDH) by the Inter-Agency
Task Force on Finance Statistics (TFFS) This joint launch is by the
Bank for International Settlements (BIS), International Monetary Fund
(IMF), Organization for Economic Co-operation and Development (OECD),
and the World Bank and represents efforts to synergize international
advances in the area of external debt statistics. Due to this new
organization, the World Bank has gratified the international Debt
Management to look into the all outstanding Compensation/Contract
payment with the US Government.
In Regards to this, your name was among the unsettled Beneficiaries
who have not received their Funds. I wish to inform you that the
international Debt Management has been approved and instructed by
world debt organization & World Bank to process and release all the
outstanding payments which have been due for payment.
This is to officially notify you that the World Bank in conjunction
with the United Nations and United States set aside US$3.4Billion to
pay in good claims for foreign Inheritance Funds. In line with this
arrangement, the United States on Foreign Debt Matters (USFDM) ordered
that the Beneficiaries whose file have shown sufficient proof should
be settled without delay.
We wish to inform you that your file has been forwarded to BC Altra
Credit Union by various offices and departments showing that you have
fulfilled all conditions necessary to receive your payment.
One of the reasons your payment had been delayed for so long was
because of counter-claim on your fund, this necessitated the perusal
of documents relating to your Compensation/Contract payment, we were
convinced that you are the bona-fide beneficiary to the said fund. The
attempts to divert your payment to foreign account was done by your
local representatives in collaboration with some Officials and most of
the officials involved in several executive misconduct have been
I hereby inform you this day that we have been instructed by the World
Bank to release to you the sum of US$6.5M. You will be receiving your
payment via an online Wire Transfer due to rules/regulation guiding
Bank Secrecy Act(BSA). Be aware that all necessary modalities
concerning the release of your fund have regularized, so all we
require from you is your honest concentration to make this transfer
happen within 72hrs.
Kindly contact Mr. Mike Brizy our bank account manager for more info:
Mr. Christopher Brown
Secretary Fund Operational Manager /
Head Foreign Transfer Department
BC Altra Credit Union