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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr. Lesetja Kganyago" (may be fake)
Reply-To: <>
Date: Mon, 21 Jun 2021 19:02:43 +0200
Subject: Payment

Dear Sir

I am surprise that you are yet to seek for my intervention/assistance in your long awaited pending contract payment. By my experience and encounter with people from your country, is that they are very articulate and place great value to their time. They do not allow their dealings or transaction to be subjected to a crinkum-crankum without any meaningful result. I believe by now you should have secretly sought for my private email or phone number to put an end to your time wastage, dribbling and empty promises from those whom you believe that are helping you to get your pending payment from our Commercial Bank In Africa.

Have you not pondered why after series of fee that you have paid so far to conclude your pending payment transaction; you are still confronted with empty promises. I have observed that you are still ignorant of how best to resolve your payment challenge, that is why you still depend on the promises of the same people that are causing your problems. With this your approach, you will not receive this payment even in the next 20years. These people helping you are also contributing to your problems because of incompetency. If you do not ignore them NOW, you will continue in this merry-go-round trip with your pending payment without any useful result.

Reserve Bank of South Africa, being the Central Hub of all African Apex Bank, has been mandated to handle all overdue pending payment to eliminate backlogs of previous years pending payment in Africa in-line with the ongoing Organization of African Unity’s (OAU) re-branding exercise in Africa Economic Development. This is to encourage foreign investors and encourage infrastructure development all around Africa

Your pending payment suffered this great delay due to knowledge gap on the side of the staffs handling it previously, using an outdated foreign remittance policy/schedule to process your payment in a bid to save cost for you. This gave rise to the continues query from different financial regulatory authority, and the called back of your payment fund to Reserve Bank of South Africa

I urge you to be observant with my official email address which I used in contacting you, and confirm from google that it is our Apex Bank official domain ( for your confirmation. However, I will prefer my email transmission with you to be via my personal email for swift processing and direct monitoring of your payment fund.

If you are ready to receive your fund, please write me back immediately, for me to authorize your payment within three (3) working days. However, if you are still adamant, please save this email to remind you that I once offered to solve this problem for you. I pray I will not change my mind when you will realize I am the only one that can help you out. You must keep this conversation confidential, for security reasons.


Mr. Lesetja Kganyago
(Governor of Reserve Bank of South Africa)
Phone: +27-731-157-976

Anti-fraud resources: