fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- "money laundering" ("anti-terrorist", "anti-money laundering" or "drug-free" certificates are a common way for criminals in fake lottery scams and other Advance Fee scams to get you to send money to them. There are no such certificates in the real banking world. )
- "foreign exchange" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
- "inland revenue" (Tax offices mentioned in 419 scams are always fake. Even after you pay their fake tax demands you will still not receive the non-existent funds you have been promised. )
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Fraud email example:
From: "Hsbc Bank Plc" (may be fake)
Date: Wed, 14 Apr 2021 09:25:17 +0100
Subject: HSBC Bank Plc Payment Approved.
THE WORLDS Local BANK
FOREIGN EXCHANGE UNIT
THE TELEX AND CREDIT SECTION, FUND MONITORING AND AUTHORIZATION OFFICE
RE: CONFIRMATION OF RELEASE OF FUND
This is to notify you that after series of meetings our board of directors held with the United Kingdom Inland Revenue Services regarding series of complaints we received from the general public about the Lottery and Contracts funds that was unclaimed due to their communication with wrong people that claimed to be bank officials and agents in Africa, Asia and United Kingdom. Right now, we have decided to carry on with the payments by ourselves because your fund returned back to us on 12th of December 2020 when we asked our affiliate bank (Barclays Bank and Royal Bank of Canada) to stop all their communication with the general public regarding the release of their Contracts, Lottery and compensation funds.
The World bank President (Mr. David R. Malpass) has given us and the Inland Revenue Services Department of England a serious warning to make sure that the funds should be released to the beneficiaries.
This Instruction was made because (The HSBC Bank London) was charged of US$1.9 Billion to Settle Charges of Money Laundering as published in this site (https://www.reuters.com/article/us-hsbc-probe/hsbc-to-pay-1-9-billion-u-s-fine-in-money-laundering-case-idUSBRE8BA05M20121211). Because of this, we (THE HSBC BANK PLC) have chosen (South African Reserve Bank) to handle the payment process on our behalf.
Therefore, you are advised to contact Mr. E L. Kganyago, who is the Governor of South African Reserve Bank so that he will guide you on the process to receive your fund immediately. We apologize for the delay of your payment and all the inconveniences this might have caused you during this period and at the same time we urge you to stop all your communication with any person or entity claiming to release a compensation funds to you. NB: Your funds have been placed under Insurance.
Furthermore when you contact Mr. E. L. Kganyago on his email (email@example.com) kindly furnish him with your information and also follow his guidelines as to enable him to process the release of your payment without any hitch.
Mr. NOEL QUINN,
Group Chief Executive HSBC Bank Plc London.
©Copyright 2020/2021 HSBC Bank Plc London Release of Unpaid Funds.
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