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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Metro Finance Pty" <>
Date: Thu, 26 Nov 2020 20:46:09 +0200
Subject: Apply For An Affordable Loan

Dear Esteemed Customer,

It's my delight that I invite you to partake in our Metro Finance 4%

For the first time in South Africa (launched by Metro Finance in 2001) an
alternative method of finance was developed to by- pass traditional
intermediaries (the banks), and link borrowers directly to the capital
markets. This non-banking concept is that of securitization, a globally
established means of financing.

***Blacklisted Individuals and Commission Earners may also apply.
Namibia, Swaziland, Lesotho and South Africa can apply now

Our loan offer ranges from R10,000 up to R15,000,000, we offer business
loan, personal loans, vehicle finance, home loans, new home loan, further
advance home loan, unsecured debt consolidation loan, debt consolidation,
Commercial Loans and Agricultural Loans at guaranteed 4% interest rate per

Speak to us to find the loan that is right for you.

To Apply, Send a QUOTE with the following personal details: Your full names,
ID number, Loan Amount, Occupation and Monthly Income, Contact Phone Number
and Email Address to

Yours In Service,

Maria Teresa Gomes
Loan Application Consultant
Tel: +27 87 510 8336,
Whats-app: +27 838 870 574

Anti-fraud resources: