419 scam: "John Fisher"<sw.clern@gmail.com> Re: Business Proposal

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "% commission" (Beware of any scheme that involves depositing checks or money orders or receiving wire transfers in your bank account and then wiring a portion of the funds somewhere, for a percentage of 5-15% of the total. Such offers are *always* fraudulent and you will be liable for the entire amount when the checks, money orders or wire transfers turn out to be fraudulent. Any money already forwarded comes out of *your* pocket then. )
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "John Fisher" (may be fake)
Reply-To: <john.fisherceo1@gmail.com>
Date: Tue, 29 Sep 2020 18:20:30 +0200
Subject: Re: Business Proposal

Hello,

I am Mr. John Fisher, A financial broker on Loan/Investment funding facilitation. we specialize in securing loans, financing projects for individuals, corporate bodies, and nationals. The organization I represent has the relevant background and expertise to secure/approve loans and enter into business funding ranging from US$/Euro 10 Million (United States Dollars or Euro) to US$/Euro 2 Billion (United States Dollars or Euro) depending on the project and financing needs of the applying individual, corporate body or national.

These loans are secured within an effective time frame and without encumbrances depending on the credit rating of the applicant.

For my broker service, a commission of 1% paid after successful funding to the borrower, or upon receipt of the applied loan.

I repeat, this 1% commission is paid only after the loan/investment funds are approved and transferred to the borrower's bank account; you do not pay any commission until the applied funding has been credited into your bank account. The investor I represent operate a systematic Loan/JV funding that meets borrowers satisfaction and uphold cordial relationship with our clients all over the world.

If you have a project that requires the funding of any kind, I will appreciate it if you can partner with us today and you will always rely on us again tomorrow for your project loan/financing needs, etc.

Commission, 1% reward is applicable if you introduce any borrower seeking for funding to us, you would be entitled to 1% commission of the total project funds value approved to any borrower you introduced to our organization and this commission would be paid directly into your account within 3 to 5 days from the date the applied loan/investment funds are transferred to the borrower you linked/recommended for loan or project financing, the financing group and their investors are capable and committed to funding a genuine project in whatever amount.

kind regards,
John Fisher

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