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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

Date: Sun, 13 Sep 2020 17:49:01 -0700

(Head Office Annex)
One Thorpe Road,
P. O. Box GP 2674
Accra, Ghana

Dear Fund Beneficiary,

I am Mr.Ernest Kwamina Yedu Addison,Governor,Bank Of Ghana.I am writing to
inform you about your over-due funds that was brought here in my office to
arrange and facilitate the immediate release of the amount of $4.500.000.00
(Four Million Five Hundred United States Dollars Only) into your bank
account as stated which you know that this transaction has taken longer
than expected.

It was revealed in your file Memorandum of Understanding(MOU) as your name
was penciled as the bonafide beneficiary to receive your over-due funds
which was brought to our bank from the Economic Community of west African
States (ECOWAS) In collaboration with the World Bank,International Monetary
Fund (IMF)and United Nation(UN)as they finally resolved this issue in
London after one week meeting and decided to pay all out-standing funds
Part-payment of US$4,500,000.00(Four Million Five Hundred United States
Dollars Only) via Swift Telegraphic Wire Transfer(KTT)or swift Online
Transfer for onward payment into your account, which the government is
incurring deficit and we are indebted to pay all over-due funds.

Henceforth,All your previous banks, should submit their payment files due
to their inability to release these funds as earlier as scheduled by
sending you a transfer confirmation slip to enable you notify your bank
about the incoming funds into your designated bank account without any
further delay.

As a matter of fact ,we do not have enough time to waste since we have
wasted much time in contacting our respective customers, so try and comply
with the essential remittance requirements to ensure the swift release of
these funds into your account. Example, your international passport or your
drivers license,with your receiving bank details for your payment as

You can reach me on telephone +233-263084429.

I look forward to your response.

Best Regards

Mr.Ernest Kwamina Yedu Addison
Executive Governor
Bank Of Ghana.

Anti-fraud resources: