419 scam: "Michael Smith"<info@gefest.kz> Re: Considering a personal/Business loan?

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "Michael Smith" (may be fake)
Reply-To: <micheal.smith777@yahoo.com>
Date: Sat, 9 May 2020 03:13:47 +0100
Subject: Re: Considering a personal/Business loan?

To: Our Intended Client

From: Michael Smith

Date: 9 May 2020

Subject: Considering a personal/Business loan?

Dear Client,

Have you been refused a loan by your bank or any financial institution for one reason or the other Are you looking for a business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan, unsecured loan, venture or capital loan, etc.

We facilitate Loan competitive loans from USD/EUR 500,000.00 to USD/EUR 250M for terms of 1 to 3 years.

We grant loans to companies and individuals at a low and affordable interest rate of 1.5%. You are to contact us via return email.

Do contact us for the processing of your loan and transfer of it to you within 48 hours;

LOAN APPLICATION DETAILS:

Name:

Gender:

Marital status:

Address:

City:

State/province:

Country:

Phone:

E-mail:

Loan Amount:

Loan Duration:

Fill the loan application details above and forward to us.

Regards,

Michael Smith

Loan processing Officer

Anti-fraud resources:

What can you do when you receive 419 spam