From: "FREDRICK TEND " <info@tend.com>
Reply-To: 55fredteng@gmail.com
Date: Thu, 25 Jul 2019 08:15:14 -0500
Subject: GREETINGS

Dear Friend,

I am Mr. Fredrick Teng principal officer private Banking dept of Hong Kong shanghai Banking corporation. I am getting In Touch with you regarding the Estate of a Deceased client with the same last name and an investment placed under our Bank management 6 years ago. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you may come by as a result of this mail. I contact you independently and no one is informed of this communication. In 2010, the subject matter, came to our office to engage in business discussions with our private finance division. He informed us that he has a financial portfolio of 98.35millions united states
dollars, which he wished to have us invest on his behalf.

Based on my advice, we spun the money around various opportunities and made attractive margin for our first 6 months of operation, the accrued profit and interest stood at this point over 17millions united states dollars. In mid-2015, he instructed the principal sum (98.35M) be liquidated because he needed to make an urgent investment enquiring cash
payment in Europe. We got in touch with specialist Bank in Europe who agreed to receive this money for a fee and make cash available to him and we did. However, The Bank got in touch with us last year that this money has not been claimed.On further inquiries, we found that he has died of heart attack, which means he died intestate without next of kin. I am
writing you because you share the same name.

What I propose is that since i exclusive access to his file you will be made the beneficiary of these funds. The Bank will contact you informing you the money has been willed to you. On verification, which will be the details i will make available to you allowing the European Bank to make the payment to you. You do not have known him. I know this might be
a bit heavy for you but please trust me on this for all your troubles i propose that we split the money 50/50. The other options is that the money will revert back to the state. Nobody is getting hurt: this is lifetime opportunity for us. I hold the KEY to these funds, and as a Banker, we see so much cash and funds being re-assigned daily. I would want us to
keep communication for now strictly by email. fredrickteng077@gmail.com

I send you this mail not without a measure of caution as to consequences, but I know within me nothing venture is nothing gained, that success and riches never come on a platter of gold. This is one truth i have learned in my private banking clients. Do not betray my confidence. If we can be on accord, we should act swiftly and get back to me
if you have any questions feel free to ask i will be working on your behalf. My private email: fredrickteng077@gmail.com

Yours sincerely,
Mr. Fredrick Tend.