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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: Peter Downham <info@apex.com>
Reply-To: pdownham1@yahoo.com
Date: Tue, 20 Nov 2018 18:51:42 +0100
Subject: Dear Sir/Madam,



--
Dear Sir/Madam,

I am a Financial Consultant with the ANZ International Bank,
here in London.I am in control of privately owned funds placed
for long term investments.We intend to invest these funds in
form of Loans.

We can finance projects ranging
from $1-500 Million USD. Credible projects would be funded
at a guaranteed 3% Fixed Interest Rate per annum.If you have
advanced stage projects in need of funding or business
clients in need of funds to expand existing projects, we
would be obliged to work with you.

We can also provide financing for:
Wineries - Hotels - Restaurants -Mini / Self Storage - Gas
Stations / Stores (non Arco), Assisted Living - Franchises-
Auto Dealerships e.t.c. We also provide financing for the
Traditional SBA and Commercial Real Estate Projects:
Commercial Real Estate - Industrial Real Estate
-Manufacturing - Office Condos - Medical Offices.

Regards,
Peter Downham,
Finance Officer at
ANZ International Bank plc
London, United Kingdom
Email: pdownham1@yahoo.com
peterdownham@anz-bank.co.uk

Anti-fraud resources: