fighting spam and scams on the Internet
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
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Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following fake company names, fake addresses, non-existent institutions/documents or other details have appeared in scams before:
- "first national bank" (not involved with lotteries)
- The following phrases in this message should put you on alert:
- "inheritance funds" (a common phrase found in 419 scams)
- "power of attorney" (with your bank details and a power of attorney form criminals sometimes empty bank accounts)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- Barristers (lawyers) mentioned in 419 scams are always fake.
Fraud email example:
From: "HSBC London Office" (may be fake)
Date: Mon, 22 Oct 2018 15:17:38 -0700
Subject: Bank Alert About Your Funds???/
HSBC BANK PLC LONDON.(REGISTERED NO.1026167).
ADDRESS:8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK..
This letter is from HSBC London UK Financial Conduct Department. We have been authorized by World Bank in conjunction with IMF to release some funds that has been own to you based on the recent United Nations report. Kindly confirm the active of this your e-mail address for further information, because we have tried to contact you through our official email address but your email bounce back.
World Bank in conjunction with IMF discovered that you have not received your funds due to past corrupt Governmental Officials who almost held the fund to themselves for their selfish reason and some individuals who have taken advantage of you which has led to so many losses from your end and unnecessary delay in the release of your fund.
World Bank in conjunction with International Monetary Fund (IMF) have successfully passed a payment mandate to our bank, to clear all over due Contract funds, Lottery winnings, Inheritance funds and other payment owed to you and other individuals, organizations who have been found not to have receive their funds.
A woman by name (MRS: CINDY MAY) came to our office with an application stating that you gave her the power of attorney to be the beneficiary of your Outstanding funds. She made us to believe that you are dead and that she is your next of kin. We decided to send you email through this address hoping to find out if you are dead or alive and also to find out if you at any time gave this woman the power of attorney to represent you. We are almost ready to release part payment of $21.5M USD of your outstanding funds to her nominated bank account stated below:
NAME OF BANK: FIRST NATIONAL BANK
ADDR: 120 SO. 2nd. ST. BLYTHEVILLE
ARKANSAS 72315 USA
ACCOUNT NUMBER: 482986
ROUTING NUMBER: 084107343
Swift code: WMSBUS66
BENEFICIARY: CINDY MAY
For immediate release of your funds to you legally as the legal recipient, you are required to reconfirm YOUR FULL NAME, CURRENT ADDRESS, CELL PHONE AND FAX NUMBER for onward proceeding on how you are going to receive the said funds legally if you did not authorize Cindy May.
John M. Flint
Group Chief Executive Officer & Executive Director
HSBC Bank PLC London