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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

Date: 17 Aug 2018 07:29:59 -0400
Subject: Re: Attention Compatriots

Federal Reserve Bank of America
33 Liberty Street,
New York, NY 10045.
Our Ref: FRB-75BFNYUS2011

Attention Honorable Beneficiary

Payment Release Instruction From Federal Reserve Bank of New

Acting on our capacity as the international correspondent bank to
the International Monetary Fund Organization, this is to
officially notify you that we have received a confirmation advice
from the International Monetary Funds External Auditors
Committee, World Bank, United Nations Organization and the
Federal Reserve Bank of America respectively via International
Payment Voucher Number: IMF/FRBWDC/BOA-93WB82UN567-G requesting
our bank to direct the FCMB BANK USA N.A, a subsidiary of the
Federal Reserve Bank of America to disburse your due
wining/inheritance and contract payment valued at Seven Million
Three Hundred Thousand United States Dollars (US7.3M) in your
favor via their branch in New York.

In consideration of the above, you have been issued with this
Exclusive Reference Identification Number (IMF/FRB-
NY/9USXX10751/09), Vide Transaction No.: WHA/EUR/202 and Transfer
Allocation No.: FRB/X44/701LN/NYC/US, Password: 2236, Pin Code:
78569, Certificate of Merit No: 104, Release Code No: 0876;
Immediate FCMB Telex Confirmation No: -222568; Secret Code:
XXTN014. Having received these vital payment numbers, you are
instantly qualified to receive and confirm your payment within
the next 72hrs. as necessary clearance has been granted from the
International Monetary Funds External Auditors to release the
funds to you with immediate effect.

In view of this directive received from the International
Monetary Funds (IMF), we have on our own part verified your
payment file as directed to us, and your name is next on the list
of outstanding fund beneficiaries to receive their payment at
this final quarter of year 2011. With that being done, you are
required to urgently contact the FCMB USA N.A. in New York
through their International Funds Release Supervisor:
Contact Person: Mr. Steven Bernard.Tel:(914) 294-5120
(Head, Funds Release Supervisor)

And reconfirm your international payment voucher number and your
reference identification number respectively before the office
with a view to the final remittance approval and subsequent
crediting of your bank account to the tune of funds as stated

We wish to inform you of the need for you to also re-confirm the
following information before the FCMB BANK USA N.A. in New York
to enable the officer in-charge to proceed with the preliminary
arrangements that will enhance the immediate release of your
funds. Owing to security reasons, be clearly informed that the
bank will not respond to any phone calls/general inquiries placed
to our bank with regards to the remittance of your funds by
beneficiaries as we are barred from doing so, you are therefore
advised to communicate only with the accredited officer for
further remittance advice.

1) Full Name:
2) Full Address;
3) Your contact telephone and fax number;
4) Your Age and Profession;
5) Copy of any valid form of your Identification;
6) Your Bank name;
7) Your Bank Address;
8) Account name and Number;
9) ABA/Routing Number;
10) Swift or Sort Code/IBAN;

Thank you for your anticipated co-operation.
Steven Bernard

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