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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "NDIC" (may be fake)
Reply-To: <>
Date: Thu, 16 Aug 2018 19:15:19 -0700

Mamman Kontagora House
23A, Marina Street.
P. M. B. 12881, Lagos.
Call Direct: +234803820845
Attention: Beneficiary
                                                RE: APPROVAL OF FUNDS
I am Umaru Ibrahim, Managing Director/CEO at the Nigerian Deposit Insurance Corporation (NDIC). This letter is coming to you to underscore the official and serious nature of the correspondence. You should treat with urgency and seriousness.We have currently been investigating a claim of fund currently held in favour of the above mentioned individual.
Incidentally, we have discovered during the course of the investigation that so many conflicting interests are working against the final completion of the transaction. This is because the delay on your part has made it possible for certain people who were originally involved in the transaction and now feel side tracked seem to know everything going on; and they are now putting stumbling blocks to the finalization of the transaction. Also, certain agencies that were responsible for your claim settlement have lost credibility. This is because the credit facility extended to them for the said payment has since expired, and as a result of that, they are unable to offset your fund.
Nigerian Deposit Insurance Corporation, being the agency responsible for underwriting the guarantee for your claim has called for the re-transmittal of the funds from offshore credit. Under the Joint Regulatory Commission, we can appoint a sole fiduciary agent that will handle the transfer of your funds through a direct wire transfer option to your bank account as you may nominate or through an online bank transfer arrangement with our USA or South East Asian or United Kingdom fiduciary representative as you may choose.
Because of the anomalies and inconsistencies associated with the handling of the transaction in the past, it has become necessary for the paperwork to be reviewed and updated. That is why some money is needed to defray the cost of documentation and legalization. I will strongly suggest that you avoid further delay in this process. This way, we will be able to clear all impediments that have stood in the way of the transaction and at the same time, ensure that the fund gets successfully to you after all these years.
I must say this. This corporation came into this matter now for remedial purposes. It was during the course of our investigation of the claim that we discovered those anomalies and then, decided to assist. I request a constructive engagement in this matter, so that it can be resolved quickly.
Right now, my office is on top of the situation and will do everything possible to conclude this matter in a timely manner with your cooperation and adherence to advice and instructions.Your funds originated from a legitimate contract claim here. We are working under the auspices of the Joint Regulatory Commission, and we intend to speed up the process of your claim settlement.Respond immediately by telephone call or email correspondence with details of your claim and banking coordinates, so that you will be advised accordingly.
Yours faithfully,
Umaru Ibrahim,

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