419 scam: "Direct Axis Financial Services" <costumerservice@directaxis.co.za> RE:PROMO!

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "directpromo@cash4u.com" (this email address has been used in a known scam)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "Direct Axis Financial Services" <costumerservice@directaxis.co.za>
Reply-To: directpromo@cash4u.com
Date: Mon, 16 Jul 2018 17:35:15 +0200
Subject: RE:PROMO!

=

=

Direct Axis Financial Services
108 De Waal Rd, Southfield,
Diep River, 7800 Cape Town.
Reg. No.: 1995/006077/07
=

Welcome To Direct Axis
=

Whether you want to give your lifestyle a boost or have an unexpected expe=
nse to deal with, a Loan from Direct Axis Financial Services is the cost-ef=
fective way of making it happen.
Direct Axis Financial Services are flexible: you can borrow from R20 000 t=
o R30, 000, 000 and affordable repayment periods range from 6months to 20ye=
ars.
We offers a comprehensive range of personal loans, business loans, home lo=
ans and debt consolidation loans that can be adapted to suit your changing =
needs and circumstances at 5% interest rate.
What you get
=

=B7 Immediate access to your funds after approval
=B7 Competitive interest rates
=B7 Flexible repayment terms
=B7 The ability to pay off your loan faster (extra payments reduce=
the capital amount of the loan)
=B7 Easy approval if you require additional funds
=B7 Your first repayment of the loan begins in three months after =
approval.
=

Direct Axis Repayment Schedule
=

Loan Amount =

Duration
(Year)
Monthly
Payment
Loan Amount
Duration
(Year)
Monthly
Payment
Loan Amount
Duration
(Year)
Monthly
Payment

R20,000
2
R877.43
R20,000
3
R599.42
R20,000
5
R377.42

R50,000
2
R2,193.57 =

R50,000
3
R1,498.54
R50,000
5
R943.56

R100,000
3
R2,997.09
R100,000
4
R2,302.93
R100,000
6
R1,610.49

R150,000
3
R4,495.63
R150,000
5
R2,830.69
R150,000
7
R2,120.09

R300,000
4
R6,908.79
R300,000
6
R4,831.48
R300,000
8
R3,797.98

R400,000
5
R7,548.49
R400,000
7
R5,653.56
R400,000
9
R4,606.91

R600,000
6
R9,662.96
R600,000
8
R7,595.95
R600,000
10
R6,363.93

R800,000
7
R11,307.13
R800,000
9
R9,213.82
R800,000
11
R7,891.59

R1,000,000
8
R12,659.92
R1,000,000
10
R10,606.55
R1,000,000
12
R9,248.90

How to apply
=

Applying for a loan is quick and easy!
=

Businesses or Individuals interested in applying for a loan with Direct Ax=
is Financial Services or who simply require more information. TO APPLY, sim=
ply SEND AN EMAIL with your ID Number, Full Names, Occupation, Monthly Inco=
me and Contact details to: (directpromo@cash4u.com). =

=

Regards,
=

Gina Nel (Mrs.)
Senior Loan
Manager
=

NCR Registration No.NCRCP5534, Legal Registration No. :1995/006077/07
=

=

=

NCR Registration No.NCRCP1434, Legal Registration No. :1999/31416/23
=

=

=

=20

Anti-fraud resources:

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