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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.



Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mike Ibeh" (may be fake)
Reply-To: <>
Date: Mon, 30 Apr 2018 02:47:51 -0700
Subject: Re - Change of Bank Account Details.

Re - Change of Bank Account Details.

I want to bring to your notice that i
have today received a Notice for
a Change of Fund Ownership/ Account
application from Mr. Harry E Ackerman
asked us to deposit your fund to this
new accountstated below.

Commerce Bank
Beneficiary name: Harry E Ackerman
Routing number: 10173698
Account number: 029651334
Swift code: CBKCUS41

He said that you have a new contract in
Kansas City, Missouri and has
ran out of funds hence you want us to
immediately deposit your
approved compensation fund to the new
account above. I am therefore
writing to find out if you are the one
that authorized this new
change of account .

Meanwhile, it has also come to my
notice that your name/payment has
Never been Gazetted on the official
Government website as an
approved payment. This explains the
reason why all your efforts to
get this Fund has proved abortive.

The NNDSD was established on 7th March,
2018 to centrally coordinate
the management of debt owed foreign
contractors, which was hitherto
being done by a myriad of
establishments in an uncoordinated fashion.
This diffused public debt management
strategy led to inefficiencies
and also created fundamental problems,
including the following:

1:Operational inefficiency and poor

2:Inadequate debt data recording system
and poor information flow
across agencies with consequent
inaccurate and incomplete debt

3:Extreme difficulty in the
verification of creditors’ claims due to
conflicting figures from the various
bodies handling the debt
management function;

4:Complicated and inefficient debt
service arrangements, which created
protracted payment procedure and often
led to penalties that added to
the nation’s debt stock;

5:Inadequate manpower and poor
incentive systems for the affected
personnel, which affected outputs and

6:Lack of consistent well-defined debt
management strategies which led
to bureaucratic challenges that gave
opportunity to fraudulent
officials to cheat, deceive and scam
unsuspecting fund beneficiaries.

The consideration of these myriad
problems led government to support
the establishment of a relatively
autonomous public debt management
department, which resulted in the
formation of the NNDSD in April,
2016. The need for the creation of a
separate public debt management
department was therefore aimed at
addressing some of the issues raised

Respond back to me immediately you
receive this Memo to confirm if
you are the one that authorized your
fund to be sent to the new
back account in Kansas City, Missouri,

Re-Confirm The Following
Information’s Immediately For Payment Approval:
1) Your Full Name.
2) Phone, Fax And Mobile #.
3) Company Name, Position And Address.
4) Profession, Age And Marital Status.
5) Copy Of Int'l Passport, Driver's
License, Or Any Valid Id Card.

I await your urgent response.

Rev Mike Ibeh
Director Of Foreign Payment Department
Union Bank Nigeria Plc.
RECEIVE THIS MESSAGE:+234-9023508796

Anti-fraud resources: