419 scam: "BANK MANAGER" <bavane@holographic.com.my> WELCOME TO UNITED INSURANCE BANK.

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "million dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- united.insurance.bank@gmail.com (email address has been used in a known fraud before)

Fraud email example:

From: "BANK MANAGER" <bavane@holographic.com.my>
Reply-To: united.insurance.bank@gmail.com
Date: Fri, 13 Apr 2018 01:09:16 +0800
Subject: WELCOME TO UNITED INSURANCE BANK.

WELCOME TO UNITED INSURANCE BANK.

URGENT ATTENTION,

The reconciliation of accounting data to budgetary data is required under Government Code ( GC ) sections 12460 and 13344. GC 12460 requires information in the State Controller's Budgetary/Legal Basis Annual Report to account for funds on the same basis as that of the applicable Governor's Budget. GC 13344 requires departments to prepare and maintain financial and accounting data for the Governor's Budget and related documents, and the Budgetary/Legal Basis Annual Report described in GC 12460, according to the methods and bases provided in regulations, budget letters, and other directives of Department of Finance by law.year-end financial reports must be prepared consistent with the applicable budget.Information provided to Finance for the Governor's Budget must be consistent with information provided to the State Controller's Office ( SCO ) for the Budgetary/Legal Basis Annual Report.The following instructions will assist departmental accounting and budget staff to reconcile year-end financial reports to budget schedules in accordance with government code and state policy.
Sequel to the above specifications, the management of Fund Reconciliation Department here in USA, wishes to let you know that every precept regarding your funds has been concluded. You will be receiving your funds from our bank online banking money transfer any moment from now.Investigations gathered by the Fund Regulatory Agency, shows that you have been receiving numerous emails from several offices requesting you to claim your funds. In some cases, you tried a lot but still the transfer or delivery was not completed due to one reason or the other.Your Government awarded funds is amounting to the tone of USD4.5million dollars and it have been compiled and deposited in our bank,which is united insurance bank of America and waiting to be transferred to your personal bank account in any part of the world.Now your money is in our account (non deductable).

We noticed that the only real office that had ever contacted you in respect of your funds is Federal Reserve Bank of New York. It was brought to our notice that the former Ambassador of republic of Benin,made voluntary effort to bring your funds along to your home address but couldn't due to some fall-out on your side.Now,your funds is in our bank here in USA and we have signed and agreed with the management of funds reconciliation department to transfer your money to your personal bank account.

kindly get back to us with the following information -
1. YOUR FULL NAME
2. YOUR CURRENT HOME ADDRESS
3. YOUR PERSONAL PHONE NUMBER
4. YOUR PERSONAL BANK ACCOUNT INFORMATION THAT YOU WANT TO USE IN RECEIVING YOUR FUNDS.

We are looking forward to hear from you as soon as possible.

YOURS SINCERELY,

HON.LEWIS THOMAS
BANK MANAGER,
UNITED INSURANCE BANK USA.
PHONE NUMBER - (401)830-2738
EMAIL- united.insurance.bank@gmail.com

Anti-fraud resources:

What can you do when you receive 419 spam