419 scam: "Apply For a Loan"<admin@gteltis.vn> Apply For a Loan Access Fund

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "million us dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "hundred thousand us dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "bharatkannanloanagent@aol.com" (This email address looks like addresses used in fake loan scams. Be suspicious of any lender who uses a free webmail address or who is based in different country from yourself.)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- bharatkannanloanagent@aol.com (AOL; can be used from anywhere worldwide)

Fraud email example:

From: "Apply For a Loan"<admin@gteltis.vn>
Reply-To: bharatkannanloanagent@aol.com
Date: Tue, 03 Apr 2018 11:32:20 -0400
Subject: Apply For a Loan Access Fund

Constant Contact
Do you need a loan,You want to pay off bills, Expand your business? Look no further we offer all kinds of loans both long and short term loan.

Multi-component loans:
We specialize in investments in private sectors within our financial Investment services are M&A development and management, financial and operational management, due diligence and capital planning and development.

We also finance multi-component, multi annual investment program using a single â€œframework loanâ€. This funds a range of projects, usually by a national or local public sector body, most frequently regarding infrastructure, energy, oil and gas, efficiency/renewable, transport and urban renovation, real estate,emerging markets and high-technology,communications, software and digital content and services.

Conditions:
The project must be in line with our lending objectives and must be economically, financially, technically and environmentally sound. Financing conditions depend on the investment loan type and the security offered because our loans investment program is a strategic firm specializing in financial growth and loans/debt funding platform.

We've developed a lending program that makes it easy for us to meet our clients' loan investment borrowing needs. We grant loans from a minimum range of 100,000 US Dollars (One Hundred Thousand US Dollars ) to maximum 100Million US Dollars ( One Hundred Million US Dollars ) on any viable projects presented by your management after independent review on your business project BP model presentation.

Repayment:
Loan repayment is normally on a semi-annual or annual basis. Grace periods for capital repayment may be granted for a projectâ€™s construction phase of one year defer grace period for Re-payment.

Interest rates:
Interest rates can be fixed, floating, revisable or convertible (i.e. allowing for a change of interest rate formula during the lifetime of a loan at predetermined periods) we offer all kinds of loans both long and short term loan for only 2% interest rate.

We intend to maintain a silent/financial position on our business with you or your company. If you are seriously interested with our offer we look forward to your favorable response.

We look forward to your favorable response.
Regards,
Bharat Kannan
Loan Agent
Pemail: bharatkannanloanagent@aol.com

Anti-fraud resources:

What can you do when you receive 419 spam