From: "Francis Nkrumah" (may be fake)
Reply-To: <dr.francis_nkurumah@live.com>
Date: Wed, 22 Feb 2017 23:39:32 -0300
Subject: Finanacial Transaction

>From Mr.Francis Nkrumah
Koforidua Ghana
Email:dr.francis_nkurumah@live.com
Tel:+23350975945

Dear good friend,


My name is Francis Nkrumah, the regional manager of Agricultural Development Bank of Ghana ,Koforidua Branch Ghana. I am a Ghanaian by birth,52 years of age and married with two children.

I have packaged a financial transaction that will benefit both of us. As the regional manager of the bank; it is my duty to send financial reports to my head office in the capital city of Accra Ghana. On the course of the last two years 2015 end of the year's report, i discovered that my branch,in which I am the manager, made an over excess undiscovered fund of Twelve Million Five Hundred Thousand US Dollars (12,500.000.00) of which my head office is not aware and will never be aware of it. I have since then PLACED this fund in an ESCROW CALL ACCOUNT without a beneficiary.

In fact I could have done this deal alone but because of my position in this country as a civil servant (A Banker), as the regional manager of the bank, I cannot be directly connected to this money thus, I am impelled to request for your assistance to receive this money into your bank account. We are not allowed to operate a foreign account and would eventually raise an eye brow on my side during the time of transfer because I work in this bank. This is the actual reason why it will require a second party or fellow who will forward claims as the beneficiary to the Bank and also present a foreign account where you will need the money to be transferred into. I do need to assure you that there is no risk involved in this business It’s going to be a Bank-to-Bank transfer. All i need from you is to stand and represent as the original depositor of this fund in my bank.

If you accept this offer, i will appreciate your timely response and then we shall discuss on how you will keep our share pending my arrival to your country for business investment. I will also not fail to inform you that this transaction is 100% risk free. On smooth conclusion of this transaction, you will be entitled to 30% of the total sum as gratification, while 5% will be set aside to take care of expenses that may arise during the time of transfer and also telephone bills, while 65% will be for me.
Please, you have been advice to keep "top secret" as I am still in service and intend to retire from service after I conclude this deal with you.

I will be monitoring the whole situation here in this bank until you confirm the money in your account and ask me to come down to your country for subsequent sharing of the fund according to percentages previously indicated and further investment, either in your country or any country you advice us to invest in. All other necessary vital information will be sent
to you when I hear from you I look forward to receive your email.

Yours faithfully,

Francis Nkrumah
+23350975945