419 scam: "Stevenjoseloanorganization"<kwlee@dosan.skku.ac.kr> LOAN OFFER READ THIS LETTER AND APPLY FOR A LOAN NOW,

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "loan applicant" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "stevenjoseloanorganization@gmail.com" (This email address looks like addresses used in fake loan scams. Be suspicious of any lender who uses a free webmail address or who is based in different country from yourself.)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- stevenjoseloanorganization@gmail.com (Gmail/GoogleMail; can be used from anywhere worldwide)

Fraud email example:

From: "Stevenjoseloanorganization" (may be fake)
Reply-To: <stevenjoseloanorganization@gmail.com>
Date: Fri, 6 Jan 2017 21:55:37 +0200
Subject: LOAN OFFER READ THIS LETTER AND APPLY FOR A LOAN NOW,

LOAN OFFER READ THIS LETTER AND APPLY FOR A LOAN NOW,

Welcome to steven jose loan company, below is a brief description on how the loan is been processed. Just go through so that you can get a clear picture on how we operate and send us your
application details so that we can start the immediate processing of your loan. We offer loans to applicants all over the world at a much reduced interest rate of 3% per year to suite even those with bad credit scores and low income. We give out personal and business loans ranging from 5,000.00 to 100,000,000.00 depending on your currency.

Regarding the time involved, it will take about 2 working days to get
your loan processed and approved depending on your seriousness. Once we receive your application details, we will send the loan document to you via email attachment. You will be required to sign the document in agreement to the loan terms and conditions and have it emailed back to us and we will then follow it up with the letter of approval, as soon as you provide
the information requested by the letter of approval, your loan will be transferred to you immediately.

HOW DO I APPLY:

You can simply send us the details requested below.

Your Full Name:...........................
Your Full Telephone Number:..............
Your Address: ..........................
State/Province:..........................
Your Country: ...........................
Fax Number:..............................
Date of Birth: ..........................
Credit Score:............................
Loan Amount Needed:......................
Loan Duration: ..........................
Purpose of Loan:.......................

We believe we have been able to answer most of the questions that
are frequently asked by loan applicants before securing a loan. In agreement to the above rules and policies, you are expected to send us the details as required above.

In acknowledgment to this mail and we will start the processing of your loan.

Thanks for your understanding and for choosing this Company,

Signed
Steven Jose
Manager.

contact us via email:stevenjoseloanorganization@gmail.com

Anti-fraud resources:

What can you do when you receive 419 spam