419 scam: "Mr. Kirk Lee"<postmaster@demon.co.uk> Good News

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
- "western union" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Western Union money transfer is completely untraceable and therefore is *not* safe to use with anyone you do not know personally. It is the preferred method of online criminals to collect money from their victims.

Fraud email example:

From: "Mr. Kirk Lee"<postmaster@demon.co.uk>
Reply-To: <mrkirklee102@gmail.com>
Date: Sat, 16 Jan 2016 16:02:33 -0600
Subject: Good News - New Year Loan Offer.

Head of International Operations,
Guaranty Bond Bank - USA
Address: 919 Gilmer Street, Sulphur
Springs, TX 75482, United States.

Date: 13 - 01 - 2016.
Time: 09:17am - Texas Time.

Subject: Loan Offer.

Dear Sir/Madam,

GUARANTY BOND BANK NEW YEAR LOAN OFFER FOR (US$50,000.00).

Our quick Loan Offer does not require any COLLATERAL.

I am Mr. Kirk Lee, the Executive Director, Telex Department/Corporate Banking of Guaranty Bond Bank - USA. I am contacting you to introduce you to Guaranty Bond Bank New Year Loan Offer which is a loan facility by this bank to globally finance the average class, the less privileged, families with low income, traders and business entrepreneurs with low income. This particular loan facility do not require any form of collateral and it is also a World Bank financial implementation for global poverty alleviation. Guaranty Bond Bank - USA is happy to be part of this global venture in order to better the lives of people for a better living standard and brighter future.

This loan facility is sponsored and supported by the World Bank in conjunction with Guaranty Bond Bank - USA which is one of the leading banks' in USA. Officially, we are giving out loans of (US$50,000.00 **only**) to interested individuals from any part of the world. Within a time frame of 5working days this loan amount will be transferred to you via Western Union Money Transfer which is the approved mode of payment for this loan facility.

Please note that for this facility we do not issue any loan sum above US$50,000.00. If you are interested, kindly reply us immediately so that we can process your loan.

Banking with Guaranty Bond Bank - USA certainly opens doors of success for you.

Thank you for banking with Guaranty Bond Bank - USA.

Sealed,
Mr. Kirk Lee.
The Executive Director,
Telex Department/Corporate Banking,
Guaranty Bond Bank - USA.
(Personal Banking | Corporate Banking | Guaranty Bond Bank Group).

***Every correspondence between the receiver of this letter and this bank is officially filed and recorded as authorized by the Executive Board of Directors***.

Anti-fraud resources:

What can you do when you receive 419 spam