419 scam: "CENTRAL BANK"<cbn.ng@bk.org> your claim payment

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear sir/madam" (a standard Nigerian greeting phrase)
- "foreign payment department" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
- "courier service" (Courier companies mentioned in 419 scams are always fake. They will have you send money to them, but won't deliver anything. )
- "central bank of nigeria" (the name of a person or institution often appearing in 419 scams)
- "lagos" (a location commonly mentioned in 419 scams)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "CENTRAL BANK" (may be fake)
Reply-To: <cbn.ng@bk.ru>
Date: Wed, 21 Jan 2015 08:08:58 +0800
Subject: your claim payment

From: Dr. Kingsley Moghalu
Deputy Governor
Central Bank of Nigeria
Marina- Lagos
Nigeria.

Ref: CBN/FPD/0001576/14

Dear Sir/Madam,

This is a reminder message regarding your ATM master card for your compensational fund in the sum of US$250,000.00 (Two hundred and fifty thousand US dollars only) approved by the Ministry of
Finance. The Foreign Payment Department of CBN has been mandated by the Federal Ministry of Finance and the Nigerian National Petroleum Corporation to handle the payment of your
compensation fund of the above amount by ATM card.

Your email contact is amongs the listed beneficiaries in the data for the sum of US$250,000.00. And I have been assigned by the
management of CBN to carryout delivery of the ATM card package to you.

This compensation is in compliance with IMF and World bank directives to pacify victims of internet scam.On this note, I am pleased to inform you that ATM card Number 4539 7978 0214 3027 for the sum of US$250,000.00 has been credited in your favor and ready for immediate delivery to you. You are hereby required to confirm your telephone number and present address were you want the ATM card delivered to you.

Upon receipt of the above requirements from you I shall have your ATM card package dispatched to
you by courier service who will deliver to your designated home address. With the ATM card, you
can make withdrawals from any part of the world at ATM center near to you. The pin and all
necessary user guides will be attached on delivery (intact in the ATM card package doc.) which
will be delivered to you by the courier service, for your easy use.

Further instruction/directive will be sent to you on receipt of your acknowledgment to this

message.

Best Regards

Dr. Kingsley Moghalu
Office of the deputy Governor
CBN, Nigeria

Anti-fraud resources:

What can you do when you receive 419 spam