419 scam: Susan Megaly <chestdam@yahoo.co.jp> Dear, Greetings!

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "dear friend" (a common phrase found in 419 scams)
- "huge sum of money" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "transferred into your bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "offshore account" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
This email message is a next of kin scam.

Fraud email example:

From: Susan Megaly <chestdam@yahoo.co.jp>
Reply-To: Susan Megaly <susanmegaly2013@gmail.com>
Date: Sun, 2 Nov 2014 20:20:11 +0900 (JST)
Subject: Dear, Greetings!

Greetings! From Susan Megaly,

Dear Friend,

Know that I've not contacted by mistake, I contacted you well, before we go into details: your personality motivated after going through your profile and I decided to contact you because you have the same name with the deceased customer of our bank. It's hard to believe a third person nowadays especially when it comes to online communication.

The most important reason why I contacted you is because of your last name because I need someone with the same name as you in this project.I want to tell you here in my email. I manage the fund capital projects of all our investors that allows me to save 1.2% on the excess returns of investors in a bank account for which the holder is a client (deceased) of our bank which I will reveal
his name later , so you can help me claim the funds since you have the same surname with the owner of the account where I
deposited the funds.

I contacted you with the firm belief that together we can update the project and share the money, I have my reach all what it takes to carry out this project and without a care, if only I can have your help and cooperation.

Now this is the situation and the reason why I got the funds in the said bank account .The name I will reveal later, after hearing you quite sure was an investor in our bank turned to huge sum of money from one country to another for business. On the day of his death, he had nothing left in his bank account, then after receiving 1.2% of surplus income to our investors, I secure the funds in the empty bank account of the customer and it will be appropriate to claim it through a relative.

Since you have the same last name with the account owner
know that the fund does not belong to him or to the bank and no one knows that I'm the one who deposited money in his account. i

've set everything up for us to have a smooth and uninterrupted implementation of this project and as soon as you provide all the relevant bank the bank may ask that I provide you documents, the funds will be released and transferred into your bank account under the ethical banking rules to that effect.

Please treat this matter with the utmost seriousness, sincere and confidentiality associated with it. All that needs to be done is for you to make a formal request for the release of the fund to you as next of kin of the client, of course, I will guide you and educate you on the process.

We can conclude this transaction within days and have money in your bank account and then I ask you to immediately transfer me to a private account in an offshore account which I will give you the details
later.

I want to reassure you that everything has been taken care of and set up for us to have a smooth and uninterrupted implementation of this project all I need is your trust. I am looking forward to a wonderful working relationship with you and meet you in person soon.

kind regards,
Susan Megaly.

Anti-fraud resources:

What can you do when you receive 419 spam