419 scam: "John-Hogan Howe"<john@aol.jp> Subject: Settlement of Debt and Arrears owed to you.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "hundred thousand united states dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",500,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "John-Hogan Howe" (may be fake)
Reply-To: <johnhowe614@yahoo.com.ph>
Date: Thu, 26 Jun 2014 01:12:20 -0700
Subject: Subject: Settlement of Debt and Arrears owed to you.

Dear Sir/Ma,

Subject: Settlement of Debt and Arrears owed to you.

We have the jurisdiction from the African Union (AU) and the United Nations (UN) to protect, re-assess and refer you to our bank for the payment of your debt as recorded in the All Africa Creditors Index.

You are required to confirm to this office; your knowledge on this matter. After you have confirmed; we shall direct you to contact our bank for the payment of $8,500,000.00 (Eight million, five hundred thousand United States Dollars only) being debt and arrears owed to you.

In the absence of the intended recipient of this letter; any person(s)with the Certified Claim Particulars can stand in as the beneficiary of this fund and will be paid this money in full.

Your quick response will be essential in the process of transferring this money to you in a short time

Yours Sincerely

John-Hogan Howe

Commissioner

Anti-fraud resources:

What can you do when you receive 419 spam