419 scam: Mr George Culmer <pin.pin01@ymail.com> Group Finance Director.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "million united state dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "united state dollar" (this email uses bad English)
- "dormant account" (Banks mentioned in 419 scams are always fake (real banks don't communicate using mobile phones or free webmail addresses))
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- mrculmer@yahoo.com (email address has been used in a known fraud before)

Fraud email example:

From: Mr George Culmer <pin.pin01@ymail.com>
Reply-To: mr.gculmer@yahoo.com
Date: Thu, 06 Mar 2014 07:50:54 -0600
Subject: Group Finance Director.

From: Mr. George Culmer
Group Finance Director.
LLoyds Banking Group United Kingdom.
Greetings To You !!!!!

Firstly, I am Mr. George Culmer, the Group Finance Director of Lloyds Banking
Group United Kingdom. I am contacting you for a legitimate business
transaction
strictly for you and me alone. I personally discovered a dormant
account with a
total sum of USD$95,000,000.00 (NINETY FIVE MILLION UNITED STATE DOLLARS) here
in our bank. The owner of this dormant account died on 4th Jan 2003. Since his
death, nobody has operated in his account because the account has NO
BENEFICIARY
attached to it. According to our BANKING CODE OF ETHICS and decision
imposed by
the new British Prime Minister David Cameron; this dormant fund will be
confiscated by law and will be diverted to the British Treasury as Unclaimed
fund if it remains dormant for a period of [11] Eleven years without
any claim.

I therefore solicit for your sincere cooperation in transferring this dormant
fund to your foreign account as the foreign beneficiary of the fund to avoid
confiscating it by our bank. I will split the transfer into two 2 stages for
easy and smooth transfer. Firstly, I will transfer $5,000,000.00 to any valid
foreign account you will nominate. After a successful transfer of the fund, I
will fly to meet you in your home destination for sharing. Thereafter
we jointly
transfer the remaining balance of $90,000,000.00 for big investments. This
transaction will be done in a legitimate procedure within 7-8 banking days to
avoid any breach of the law. HOW THE TRANSACTION CAN BE HANDLED: As the group
finance director of our bank,all our client account details and file are in my
possession and that makes it easy for me to include your name as the
beneficiary
of the fund in all necessary documents involving the money we wish to transfer
out from our bank. Most importantly, you will be required to:

- Act as the original beneficiary of the funds.
- Receive the funds into a business/private bank account.
- At the completion of this transaction, the sharing rates shall be 55% for me
while 45% for you.

If you are willing to cooperate in this project reply back to me as soon as
possible now through my private email below for more details:

PRIVATE EMAIL: mrculmer@yahoo.com

Anticipating for your positive response for more details.

Yours truly,

Mr. George Culmer

www.lloydsbankinggroup.com

Anti-fraud resources:

What can you do when you receive 419 spam